• Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • Gift for down payment on 2nd home / Vacation home

    Buying a second home is something many of us dream about.  From  the ocean front condo to the lake home. Financing that dream is rather simple to understand for most people, that being that you simply need at least 10% for down payment, and can [...]

    Read more

    Proper use of forbearance

    We get it, these are challenging time, and with reduction in hours, and job loss, making your house payment can be a challenge. As part of the CARE ACT, the government has forced lenders to offer forbearance to anyone who asks WITHOUT requiring [...]

    Read more

    COVID19 and mortgage forbearance

    First, I hope this finds you and your family well. 2020 will go down as one of the craziest times... EVER. Virus, social distancing, no school, job loss, and new ways that we have to conduct everyday life. In my world of mortgages, we are also [...]

    Read more

    COVID19 and Cleaning your cell phone

    Face it, our phones are in our hands constantly. Study after study shows they are pretty dirty. COVID19 and cleaning your cell phone has become a heavily research term... On your cell phone! COVID-19 studies have shown the virus could potentially [...]

    Read more

    No, mortgage interest rates are not zero

    Minneapolis, MN: The news is screaming FED LOWERED INTEREST RATES TO ZERO in response to the COVID-19 virus outbreak. That sounds great, but it is extremely important that consumers read and understand that THE FED DID NOT JUST CUT YOUR MORTGAGE [...]

    Read more

    Thinking of refinancing? Here is what you need to know.

    Minneapolis / St Paul, MN:  The economy is doing great, and mortgage interest rates are at, or hovering just slightly above all time lows, which has many people thinking of refinancing. Most, but not everyone has a great interest rate, but do you[...]

    Read more

    Refinancing with your current lender is usually a mistake

    Refinancing with Your Current Lender is Usually a Mistake Minneapolis, MN: Shopping for a home loan is confusing. No matter what we're looking for -- from cars to refrigerators' -- there's a built-in element of confusion. Why? Lack of [...]

    Read more

    Test your credit knowledge

    Test your credit knowledge - Can you answer these questions correctly about your credit? Play the True of False Game - The Credit Edition. Pick a category and see how well you do. Categories include: Mortgage late payments, what's the [...]

    Read more

    2020 Real Estate and Interest Rate Predictions

    Minneapolis, MN: It looks like 2019 will go down in the record books as one of the best years for stocks in the past decade, yet mortgage rates still remained low (which isn't how it usually goes). What's in store for 2020 then? Well, we can only [...]

    Read more

    Cambria Mortgage Home to Five Super Mortgage Professionals

    ST PAUL, Mn., — The 2019 list of “Super Mortgage Professionals” was recently released and published in the November issues of Mpls. St. Paul Magazine and Twin Cities Business Magazine. Cambria Mortgage is pleased to announce the following [...]

    Read more

    1 of page 4

Quick Start

Let's start by gathering a little information, so we can determine the best options for you.

Get Started