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    Fannie Mae to give $2500 to homebuyers

    Fannie Mae to give $2500 to homebuyers Do YOU Qualify for the Free Money? Minneapolis, MN: Fannie Mae, who buys completed loans from lenders, has announced an addition to it's popular HomeReady program, where eligible low-income homebuyers[...]

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    What is MBS speculative pricing and why it is hurting mortgage rates?

    What is MBS speculative pricing and why it is hurting mortgage rates? Minneapolis, MN:  MBS speculative pricing (mortgage backed securities) is one big reason that mortgage interest rates today are pretty good IF you are willing to pay[...]

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    New $35k MN Down Payment Assistance Program

    New $35k Minnesota Down Payment Assistance Program. First Generation Home Buyer Assistance Program St Paul, MN: The Minnesota Housing Finance Agency has recently announced a NEW down payment and closing cost assistance program coming soon [...]

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    What is a Mortgage Recast?

    What is a Mortgage Recast? Minneapolis, MN: Here in Minnesota where I am based, when you hear 'recast', you might think about casting a line for a big walleye, but actually, a mortgage recast is a little know tool that can allow you to potentially [...]

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    What's Up with Real Estate for week ending Dec 8, 2023

    More presents under the tree! Encouraging inflation and jobs data has helped push average 30-yr mortgage rates down to near 7%. In addition, the inventory of homes for sale has continued to rise. Improving affordability AND availability? What a nice[...]

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    Who is buying homes in today's market?

    Who is buying homes in today's market? Minneapolis, MN:  One thing we know about real estate.  It's forever changing, and always local.  Here are a few notable items from a recent survey from the National Association of REALTORS® At the [...]

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    Waiting for lower rates before buying a home?

    Minneapolis, MN:  We get it. Today's mortgage interest rates are bouncing around rates not seen for 20-years, causing many people to pause their home purchase plans.  Who can blame you.  But, is waiting costing you more money in the [...]

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    What is your home worth?

    Minneapolis, MN:  Everyone wonders what their home is worth, especially if you are thinking of selling the home in the near future. So what is your home worth, and how do you figure out it's value? If you are thinking of selling soon, reaching [...]

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    You CAN stop being a renter

    If you’re like many renters, you rent because you think you can’t afford a home. Maybe you don’t have down payment money or you think you simply won’t qualify for a loan. To make matters worse, you feel trapped within the [...]

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    Are Home Values Declining?

    There has been many predictions of a decline in home values because of higher mortgage interest rates, but it simply hasn't happened. Matter of fact. Home values just keep rising. For all you home buying and selling fence sitters, a bit of good news [...]

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    Mortgage rates hover near 7% for week ending June 15, 2023

    For the 4th time in 9 months, average 30-yr mortgage rates have moved near or above 7%. This despite: major progress on taming inflation, and the Fed 'skipping' a rate hike after 10 straight hikes of 500 bps in total. The bond market is behaving [...]

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    Home Buying Tips to Winning a Bidding War

    Minneapolis, MN: If you are in the housing market right now, you know it may be a challenge both finding a home, AND winning a successful offer.  Here are 5 home buying tips to winning a bidding war. 1. Get Fully Lender Pre-Approved! Being a [...]

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    Homeownership has many benefits.

    Homeownership has many benefits. According to multiple sources, here are the top 5 advantages of homeownership: Financial stability: In terms of both lifestyle and monetary stability, buying a home provides a new sense of reliability to [...]

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    1% down mortgages? Real or Run?

    1% down mortgages? Beware the small print. Minneapolis, MN: Like everything that sounds to too good to be true, be careful of what they don’t tell you! A big internet lender just announced their new 1% down home loan program. The program [...]

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    Should you keep renting, or is it time to buy?

    Minneapolis, MN: Should you keep renting, or is it time to buy? That is a question may people are asking right now. You have to live somewhere, and that somewhere almost always should be your own home, plus the benefits of homeownership generally [...]

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    Mortgage Loan Well and Septic Requirements

    Minneapolis, MN:  When buying a home that has a well or septic system, additional consideration are necessary in relation to the current conditions of the water well and the waste water septic system. Needless to say, it is rather important that[...]

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    Buying a home for your parents or family guidelines

           Minneapolis, MN:  Buying a home for your parents of other family members who otherwise couldn't afford one is probably a bit more common than people think. While it is awesome that you are doing it, there are [...]

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    The Three Types Of Mortgage Loan Officers

    Minneapolis, MN: Congratulations on wanting to buy a home.  Unless you have cash, you are going to need financing.  If you need financing, you are going to speak to a Mortgage Loan Officer. Not all Loan Officers are created equal. Assuming [...]

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    How to buy a Minnesota home with $1000

    St Paul, MN: YES, it is possible!  Learn how to buy a home in Minnesota with as little as $1000. Information on a Minnesota first time home buyer program using down payment assistance, and how use can use these programs to purchase your [...]

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    Mortgage 101, a home buyer seminar

    If you are thinking about buying a home, this video is for you. Mortgage 101 - A 30 minute Home Buyer Seminar explaining the home buying process by Cambria Mortgage, the Joe Metzler team. Great for first time home buyers. Everything you need to know[...]

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    2023 Spring Real Estate Market Is Different from the Past Few Years. Here is what you need to know.

    2023 Spring Real Estate Market Is Different from the Past Few Years. Here’s What You Need to Know March 19, 2023 - Joe Metzler It may not feel or look like spring in many areas yet, but as of Monday March 20th, it’s here! So does that mean [...]

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    FHA mortgage loans just got cheaper

    Minneapolis, MN: The Federal Housing Administration (FHA) just announced a 30 basis point reduction to the Annual Mortgage Insurance Premiums (annual MIP) it charges borrowers for FHA-insured Single Family mortgages. They further said this reduction [...]

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    Best of St Paul Award for Mortgages, 4 years in a row

    Best of St Paul Award for Mortgages, 4 years in a row Cambria Mortgage, The Joe Metzler Team has been selected four years in a row for the Best of Saint Paul Awards for Mortgages and now qualifies for the 2023 Saint Paul Business Hall of Fame. [...]

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    Are Mortgage Rates Just Back to Normal?

    According to a recent survey, a full 61% of Americans think that mortgage interest rates rates are "unprecedented." The thing is, mortgage rates aren’t actually the highest they’ve ever been; not even close, and it isn't too far a look back to[...]

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    Your credit score risk factor

    Minneapolis, MN: We all have credit scores, but do you know what your credit score tells creditors? It tells us your credit risk, and likelihood of the money not being paid back.  Of course a high credit score is no guarantee of being paid back,[...]

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    Think Twice Before Holding Out For Lower Mortgage Rates

    Think Twice Before Holding Out For Lower Mortgage Rates Minneapolis, MN:  Inflation is hitting everyone every way we turn. The Federal Reserve early in 2022 starting taking steps to attempt to slow down the pace of inflation. Their main tool is to [...]

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    Our 2023 Housing & Mortgage Market Predictions

    Minneapolis, MN: Wow, what a ride the past three years have been.  From super low mortgage interest rates, crazy one day way over asking price multiple offers, to 40-year high inflation, highest mortgage rates in decades, and a bludgeoned [...]

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    Conforming Loan Limit Increases for 2023

    There could be savings on the table for you, Allison, and I don't want you to miss it! The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowed through a standard home loan to more than $726K. In some [...]

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    Looking to buy a house in today's market?

    Looking to buy a home in today's market, and not liking the current interest rates?  Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars [...]

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    Real Estate - Then vs Now

    Minneapolis, MN: Is it still a good time to buy a house? YES. While the real estate market changed dramatically in 2020 in response to COVID, & has changed dramatically again in 2022 in response to inflation Here we see Senior Loan Officer Joe [...]

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    FED increases Fed Funds Rate another 75 basis points

    FED increases Fed Funds Rate rate another 75 basis points. Trying to fight inflation, the Federal Reserve raised the overnight money rate another 75 basis points. What does this mean for your long-term mortgage? Minneapolis, MN: It was no secret [...]

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    The facts about a 2-1 buydown

    Minneapolis, MN: They say if you live long enough, you see everything come back around, and that is very true for the 2-1 buydown mortgage loan option that has magically reappeared on the market the past few months. Simply put, a 2-1 buydown is a [...]

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    Super Mortgage Professional 2022, Joe Metzler

    CONGRATULATION JOE! Cambria Mortgage is pleased to announce that Joe Metzler, of our St Paul Office has made the list for the 5th year straight, making him among the top 2 percent of mortgage professionals in the Twin Cities market: The members [...]

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    Mortgage rates are up, should I still buy a house?

    Minneapolis, MN:  Inflation is the enemy of mortgage interest rates (and just about everything else too).  As mortgage rates are up, should I buy a house is a question I am getting daily.  The answer is yes, and here are a few reasons why: HOME [...]

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    Tips for selling your home faster

    Minneapolis, MN: The market has changed very dramatically the past few months as mortgage interest rates took a big jump, slowing down buyers and removing a lot of the crazy multiple offers being made. As homes are taking a while longer to sell, some[...]

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    Moving during the school year? Why it is no big deal.

    If you didn’t find your new home this summer and you have kids starting school, don’t fret! There are many others in the same position as you are; you wanted to find a home this summer, but that didn’t happen and now you’re concerned [...]

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    Your Housing Market Questions Answered

    If you have questions about what is happening in the mortgage world right now, you are not alone. Between increased mortgage interest rates, shifting inventory and leveling home prices many consumers have questions about what this all means. Don’t [...]

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    Buying vs Renting Still Makes Sense

    Buying vs Renting Still Makes Sense Minneapolis, MN: Yes. home prices are rising. Yes, mortgage interest rates are rising. But rental costs are rising too. So while it’s true that today's home buyers might have to lower their purchase [...]

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    Ideas to Make Back-to-School a Breeze

    Ideas to Make Back-to-School a Breeze Minneapolis, MN: The 2022 countdown to the end of the school year is always exciting; and then before you know it, summer break is here and just as quickly as it came, it is gone. With September just a few weeks[...]

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    How Much Down Payment Do You Need To Buy A house?

    Minneapolis, MN:  When you are thinking of buying a home, one of the biggest considerations is the down payment. So how much do you need for a down payment to buy a house? Let's investigate your options so you know exactly what you will need. [...]

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    Discount Points are Back. Should I Buy Down My Interest Rate?

    Minneapolis, MN: Mortgage interest rates are always changing. With inflation currently at a 40-year high, the FED is aggressively raising the cost of borrowing money to try to flow down inflation. The benchmark 30-year fixed mortgage rate peaked [...]

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    Is your Real Estate Agent pressuring you to use their lender?

    Minneapolis, MN: When buying a home, unless you have cash, you are going to need financing! As a consumer, you have the right to pick whatever lender you decide is best for you. You will likely also receive all sorts of lender suggestions from [...]

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    Life is better at the lake

    Life is better at the lake! That is why Cambria Mortgage is so proud to offer our Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota clients awesome financing for buying a second home or vacation property! We all know life is better at [...]

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    Beware: Tips for mortgage rate shopping

    Mortgage Rates On The Internet Minneapolis, MN: Buying or refinancing a home is typically the largest financial transaction of your life. Shopping for the best interest rate just makes sense, but as with so many other things, caveat emptor, or latin[...]

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    June is National Homeownership Month

    June is National Homeownership Month Published on: May 19, 2022 Minneapolis, MN:  We all need a place to live. While renting works for many people, especially short-term, homeownership has a well documented history of major benefits, proving [...]

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    Buy with cash, get a loan afterwards

    Buy with cash, get a loan afterwards Cambria Mortgage Delayed Financing Program. Buy a home with cash, refinance later. Minneapolis, MN:  In this crazy real estate market, maybe people are resorting to buying a home with cash to be the most [...]

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    5 things you should do to get ready to buy a home

    Minneapolis, Minn: Buying a new home is an exciting prospect. Make sure you don’t hit any potential bumps along way by following our tips below. Examine Your Finances Obviously purchasing a home is a large financial decision. Taking a look at [...]

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    What are the RefiNow and Refi Possible programs

    Minneapolis, MN: The Fannie Mae RefiNow™ and the Freddie Mac Refi Possible ℠ programs are a an new affordable refinancing option from Fannie Mae and Freddie Mac aimed at making it easier and less expensive for qualifying [...]

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    How to Cope: Home buyer heartbreak

    How to Cope: Home buyer heartbreak Minneapolis, MN: If you’re out and about in today’s housing market, when we reference “home buying heartbreak” you likely know exactly what we are talking about. Navigating today’s housing market is [...]

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    Mortgage rates rising. Should you wait for lower rates?

    Mortgage rates rising. Should you wait for lower rates? Published on: Mar 28, 2022 Minneapolis / St Paul, MN: Mortgage interest rates have always been a roller-coaster ride. Ups and downs, and twists and turns. With the pandemic induced [...]

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    Do you know what to look for when choosing a lender?

    Do you know what to look for when choosing a mortgage lender? You have most likely noticed ads for mortgage companies on the radio, TV and even at the gas pump. There are surely enough options to choose from, but how do you know if a lender is [...]

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    Surviving through Unsuccessful Offers

    Minneapolis, MN:  It is no secret that buying a house in today's market can be a challenge with the low inventory of homes for sale, and having to make multiple offers before successfully buying a home. Falling in love with a home, and then [...]

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    Smartest Mortgage Move? The 15-year Mortgage

    Minneapolis, MN:  “I own my home free and clear!“. How great would it be to say that? No payments when you retire. No payments while you are also paying for college. Putting money into your 401k vs paying it to the bank.  Look [...]

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    2022 Conforming Mortgage Loan Limits Increase 18%

    The Federal Housing Finance Agency (FHFA), who oversee both Fannie Mae ™ and Freddie Mac ™ has officially announced the new conforming mortgage loan limits for 2022. Homebuyers will now be able to get a conventional mortgage to [...]

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    The truth about mortgage closing guarantees

    The Truth about Mortgage Closing Guarantees – Fact or Fiction - Don’t be fooled. Minneapolis, MN:  We are starting to see them pop up everywhere, mortgage companies,  mortgage brokers, and lenders, making these great sounding mortgage [...]

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    Free guides to home financing

    Minneapolis, MN:  Let's face it, home financing can feel overwhelming. Especially to a first time home buyer.  We've created two different home financing guidelines to give you a little more comfort about the process. Both are great [...]

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    Last 10-years of mortgage rates.

    Historical mortgage rate trends Over the years, mortgage rates have reached shocking highs, and amazing lows. From the high of 18 percent in the early 1980s, to current rates around 3.00%.  Here is a summary of the average 30-year fixed mortgage [...]

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    Top Mistake When Mortgage Shopping

    Top Mistake When Mortgage Shopping Minneapolis, MN:  Smart people know to shop at least a few mortgage lenders when buying or refinance a home. The typical search these days is done on the internet via your favorite search engine. You are [...]

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    Top Mortgage Loan Search Failures Minneapolis, MN:  Smart people know to shop at least a few mortgage lenders when buying or refinance a home. The typical search these days is done on the internet via your favorite search engine. You are [...]

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    Joe Metzler, named 2021 Super Mortgage Professional

    Joe Metzler, named 2021 Super Mortgage Professional The members of the 2021 list of Super Mortgage Professionals™ have been identified and have been published in the November issues of Minneapolis. St. Paul Magazine and Twin Cities Business [...]

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    Self employed? You may need a non-traditional mortgage solution

    Non-Traditional Mortgage Solutions for the Self-Employed For many people, being their own boss and owning their own business has been the ultimate employment goal. According to government data from the second quarter of 2021, more Americans than [...]

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    Navigating home buyer fatigue

    Minneapolis, MN: Navigating today’s housing market is anything but simple. Buyers are seeing multiple offers to compete with on nearly every home, contract terms that heavily favor the seller and it’s rare to see a home go for less than [...]

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    3 Reasons People Mistakenly Don't Refinance When they Should

    3 Reasons People Mistakenly Don't Refinance When they Should Minneapolis, MN: Mortgage interest rates have been amazingly low the past 6 months, and according to a major data firm,  over 18 million people could benefit from a mortgage refinance, [...]

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    Cambria Mortgage, The Joe Metzler Team Receives 2021 Best of Saint Paul Award

    Press Release FOR IMMEDIATE RELEASE Cambria Mortgage, The Joe Metzler Team Receives 2021 Best of Saint Paul Award Saint Paul Award Program Honors the Achievement SAINT PAUL August 18, 2021 -- Cambria Mortgage, The Joe Metzler Team has been [...]

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    No closing cost mortgage. Should I get one?

    Minneapolis, MN: We all know closing costs can be pretty expensive when getting a home mortgage loan.  You may have also seen advertisements for no closing costs, and no lender fee loans, and wondered how it all works. Read more, as I shed the [...]

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    Should you refinance your mortgage?

    Should You Refinance Your Mortgage? You've been a happy homeowner for awhile now. Just like making the big decision to buy a home, it may be time for another big decision: should you refinance your mortgage? Refinancing your mortgage sounds [...]

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    How much do I need for down payment

    How much do I need for down payment when buying a home is a super common question, especially for first time home buyers. Unfortunately, there is no quick answer, as it varies based on many factors including loan type, property type, and [...]

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    Want to sell, but don't know how to navigate buying?

    Minneapolis, MN: It's a unique environment in real estate right now. Limited inventory of homes for sell means you'll get top dollar selling your home, but there is plenty of fear about finding and buying your new home.   Next, with so much [...]

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    Introducing The New Cambria Mortgage Mobile App

    ST PAUL, Minn., April 28, 2021 — Hometown mortgage lender Cambria Mortgage is pleased to announce the launch of the Cambria Mortgage Mobile App. With the introduction of this new secure and encrypted technology, borrowers can apply for a home [...]

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    5 Hacks to House Hunt Like a Pro

    Home Shopping Tips in a Sellers Market Hands down, house hunting tends to be one of the most exciting parts of the home buying process. However, being unprepared can really take away from the experience. To ensure you have the best home [...]

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    Cash out refinancing can help

    Cash is king, and it always has been. 👑 Unfortunately, it’s not always easy to come up with a little extra for projects and goals. But here's a secret: A home mortgage can help you get the cash you need. It’s called a Cash-Out [...]

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    Beware of Quick Refinance Closings

    Mortgage interest rates are hovering near historic lows. Your phone, email, and mailbox are full of offers from lenders nationwide all promising great rates. You may have even accidentally responded to some ad promising rates so good, even good [...]

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    Spring is in the air

    Talk of low interest rates fills the spring air. Published on: Feb 24, 2021 Spring is in the air. Do you know what else is in the air? Talk of low interest rates. If you haven’t caught wind that interest rates are historically low consider [...]

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    How to save on closing costs

    When buying a home, you have two major costs, down payment and closing costs.  Everyone understands down payment, but closing costs confuse many people, and they can be pretty expensive. So what are closing costs? Closing costs are the fees for [...]

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    Your Loan Officer Matters

    Minneapolis, MN: People spend weeks and months looking for that perfect home, but more often than not, make the mistake of use whatever Loan Officer answers the phone without question.  Why? On the largest financial transaction of your life, [...]

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    Do Pre-Approval Letters Really Mean Anything?

    Do Pre-Approval Letters Really Mean Anything? Minneapolis, MN: When buying a home, everyone will tell you that you need a Pre-Approval Letter, and pretty much no sellers will look at your offer without a Pre-Approval Letter being attached to your [...]

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    Questions to Ask When Buying a Home

    Minneapolis, MN:  Your gotten Pre-approved for your Mortgage Loan, met with a Real Estate Agent, searched far and wide, and fallen in love with your dream house. For most people, the house choice is a lot about emotions.  So take a step back [...]

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    Refinancing with current lender is usually a mistake

    Thinking of refinancing?  Been contacted by your current lender? Your current lender sounds like a logical choice to refinance. Many people believe that "because they know you" that somehow the current lender can refinance you quicker, cheaper, [...]

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    2021 Housing Forecast

    What can we say about 2020 that hasn’t already been said on the late night shows, twitter and in every meme on the internet? To say the world is looking forward to 2021 is the ultimate understatement. While 2020 was a solid year in the housing [...]

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    Conforming loan limit increased for 2021

    Minneapolis, MN: Fannie Mae and Freddie Mac have just announced an increase in the conforming loan limit for 2021 to $548,250. Up from the current limit of $510,450.   Conforming loans mean your standard conventional loans that lenders do that [...]

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    Virus and lockdowns keeping mortgage rates low

    Minneapolis, MN: The economic recovery is in jeopardy due to the lack of consumer spending caused by corona virus lockdowns, lack of travel, fear, lack of getting together with family, closing of stores, losing of jobs, etc. This couldn't come at a[...]

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    3 reasons people stubbornly refuse to refinance

    Minneapolis, MN: Mortgage interest rates have been amazingly low the past 6 months, and according to a major data firm,  over 18 million people could benefit from a mortgage refinance, and cut an average of $304 a month off their current mortgage [...]

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    3 Tips when Buying your First Rental Property

    Thinking of buying your first rental property?  Looking back historically, most wealth in this country has been obtained though real estate, so there is plenty of good reason for you to buy real estate too. There are many considerations when [...]

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    Deferred student loans and mortgage debt-to-income ratio's

    A common question people applying for home mortgage loans is how does their deferred student loan effect mortgage qualifying First understand that while a student loan may be deferred, lender reasoning is that eventually you will have to start [...]

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    Mortgage rates return to record low for week ending 10/15/2020

    Mortgage rates return to record low The benchmark 30-year fixed rate mortgage averaged 2.81% percent with an average 0.6 points / origination for the week ending October 15, 2020, down from last week when it averaged 2.87%, according to the weekly [...]

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    Are there no closing cost refinance loans?

    The term "no closing costs refinance loans" is a bit of a misnomer. There is no such thing as a no closing cost loan. All loans have closing costs, but you have options on how to pay them. The vast majority of people doing a mortgage refinance [...]

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    Gift for down payment on 2nd home / Vacation home

    Buying a second home is something many of us dream about.  From  the ocean front condo to the lake home. Financing that dream is rather simple to understand for most people, that being that you simply need at least 10% for down payment, and can [...]

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    Proper use of forbearance

    We get it, these are challenging time, and with reduction in hours, and job loss, making your house payment can be a challenge. As part of the CARE ACT, the government has forced lenders to offer forbearance to anyone who asks WITHOUT requiring [...]

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    COVID19 and mortgage forbearance

    First, I hope this finds you and your family well. 2020 will go down as one of the craziest times... EVER. Virus, social distancing, no school, job loss, and new ways that we have to conduct everyday life. In my world of mortgages, we are also [...]

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    COVID19 and Cleaning your cell phone

    COVID19 and Cleaning your cell phone Face it, our phones are in our hands constantly. Study after study shows they are pretty dirty. COVID19 and cleaning your cell phone has become a heavily research term... On your cell phone! COVID-19 studies [...]

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    No, mortgage interest rates are not zero

    Minneapolis, MN: The news is screaming FED LOWERED INTEREST RATES TO ZERO in response to the COVID-19 virus outbreak. That sounds great, but it is extremely important that consumers read and understand that THE FED DID NOT JUST CUT YOUR MORTGAGE [...]

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    Thinking of refinancing? Here is what you need to know.

    Thinking of refinancing? Here is what you need to know.  Published on: Feb 13, 2020  Minneapolis / St Paul, MN:  The economy is doing great, and mortgage interest rates are at, or hovering just slightly above all time lows, which has many [...]

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    Refinancing with your current lender is usually a mistake

    Refinancing with Your Current Lender is Usually a Mistake Minneapolis, MN: Shopping for a home loan is confusing. No matter what we're looking for -- from cars to refrigerators' -- there's a built-in element of confusion. Why? Lack of [...]

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    Test your credit knowledge

    Test your credit report / credit score knowledge Can you answer these questions correctly about your credit? Play the True of False Game - The Credit Edition. Pick a category and see how well you do. Categories include: Mortgage late [...]

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    2020 Real Estate and Interest Rate Predictions

    Minneapolis, MN: It looks like 2019 will go down in the record books as one of the best years for stocks in the past decade, yet mortgage rates still remained low (which isn't how it usually goes). What's in store for 2020 then? Well, we can only [...]

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    Cambria Mortgage Home to Five Super Mortgage Professionals

    ST PAUL, Mn., — The 2019 list of “Super Mortgage Professionals” was recently released and published in the November issues of Mpls. St. Paul Magazine and Twin Cities Business Magazine. Cambria Mortgage is pleased to announce the following [...]

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    Fed cuts rates, but NOT fixed mortgage rates

    Yesterday, the Federal Reserve cut it's benchmark interest rate by 0.25%, making the third cut in 2019. This cut only effects the short-term rate it controls, which influences many loans, but does not directly effect most loans. For instance, [...]

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    Refinancing Makes Sense For Over 7 Million Homeowners

    Refinancing Makes Sense For Over 7 Million Homeowners Published on: Oct 10, 2019 Minneapolis, MN: With average home prices continuing to rise ABOVE the 2007 pre-crash average home value, and with 30-year fixed interest rates ending the week of [...]

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    Feds lower rates

    Feds just lowered rates for the first time in over a decade. What does this mean for you? The lowest interest rates for mortgage borrowers in years. Apply online right here or call (651) 552-3681 now and save big! Now is the best time in [...]

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