• (651) 552-3681

    Home Purchase - Home Refinance
    Serving MN WI IA ND SD

    Cambria Mortgage app
    Cambria Mortgage application

  • Ask The Mortgage Expert

    Ask the Mortgage Expert

    We get it. Mortgages can feel a bit overwhelming, and contradicting information is all over the internet.

    With over 25-years lending experience, and top rated nationwide, Joe Metzler is a licensed Loan Officer ready to answer questions for even the most complicated mortgage related situations for properties located in Minnesota, Wisconsin, Iowa, North Dakota, or South Dakota.

    Use this form if possible. We receive hundreds of emails per day (a lot of which is spam) This form is pre-coded so it gets our immediate attention! If you prefer to use your regular Email client, click the link, or send E-mail to inquiries2@joemetzler.com

    For quicker service, call (651) 552-3681 during normal business hours, or try CHATTING LIVE

  • Sorry, we are only able to answer questions related to the states we lend - Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota

  • Our service and expertise sets us apart

    Top rated mortgage lender locally and nationally, year after year... This is because clients agree - mortgage interest rates you can brag about and amazing service sets us apart from the big banks and out state internet lenders.

  • Equal Housing Lender, Cambria Mortgage NMLS# 322798. The Joe Metzler team at Cambria Mortgage lends in: Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2022, Joe Metzler, NMLS 274132. Cambria Mortgage NMLS 322798