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  • (651) 552-3681

    Home Purchase - Home Refinance
    Serving MN WI IA ND SD CO FL

    Upload Documents Cambria Mortgage app
    Cambria Mortgage application

  • Free Mortgage Loan Estimate and Interest Rate Quote

    Personalized and Accurate - Reviewed by A Licensed Loan Officer - Never Any Obligations - No SSN Required

  • No bank, mortgage lender or mortgage broker is able to be 100% accurate or guarantee an interest rate without the benefit of a full and complete loan application, including a credit report and all your supporting documents.  Be careful of focusing too much on a published Interest Rate you see anywhere, including on web sites and in newspapers that may be a representation of a product that does not relate to your personal situation or the broader scope of your needs. 

    We are the actual lender! We originate, underwrite, fund and close our own loans!

    By giving us a few details, we can usually provide you with an more accurate quote of our most current rates. We are aware that many companies do post their rates on their sites, however, because there are several variables that determine your actual rate, you may be viewing rates that are inaccurate or require such stringent qualification requirements that most borrowers do not qualify for that rate.

    Full Application

  • Cambria Mortgage lends in Colorado, Florida, Iowa, Minnesota, North Dakota, South Dakota, and Wisconsin

    All of our home mortgage loans are designed to fit your specific needs and credit situation. Therefore it is hard to quote one rate online that would apply to everyone.  We have developed analytical systems to evaluate your mortgage needs and to assist you in determining the best mortgage for your needs based on qualifications, mortgage retention time, initial cost, cash flow, taxes, and the overall total cost of the mortgage.

    Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, Texas, and Florida

  • ** EXPERIENCE MATTERS **

    Top rated mortgage lender locally and nationally, year after year... This is because clients agree - Experienced Loan Officers with mortgage interest rates you can brag about and amazing service clearly sets us apart from the big banks and online lenders.

  • Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2024.

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