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  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • Cambria Mortgage and Cambria Countertops
    Cambria Mortgage provides a transparent mortgage loan process
    Cambria Mortgage does everything in-house
    Cambria Mortgage, and the Joe Metzler Team provide and easy and personal Minnesota mortgage loan experience
  • Cambria Mortgage is your trusted lender in MN, WI, SD

    Cambria Mortgage, is a locally owned and operated mortgage company based in Minnesota , and brought to you by the same family that brings you the industry-leading Cambria Countertops. Together we are unified to our commitment to providing all of our customers with the highest levels of quality and service in everything we do. We serve home owners in all of MN, WI, FL, SD, IA, ND, TX, CO.

    Cambria Mortgage - Welcome Home

    Whether you’re buying a new home or refinancing your current mortgage, our experienced local mortgage consultants will work with you from start to finish to find the best loan for your needs with unbeatable hometown service. For financing made easy, come home to Cambria Mortgage.

    Talk to real humans, not computers. Get the personal attention you deserve.

    We treat each customer the way they should be treated, and we properly review each and every client to make sure they are getting the correct, and best loan for them.

  • Award Winning, Most Trusted Lender

    Cambria Mortgage is amongst the region’s most trusted Mortgage Companies receiving multiple company and customer satisfaction awards including: 

    We’re here to serve you not only in the short term, but as a client for life. As your trusted mortgage partner we’ll deliver professional efficient mortgage services from the start of the loan process through your closing and beyond!

    As a Direct Mortgage Lender. We will take your application, process the loan, underwrite the loan, approve the loan, and write the check. If needed, we can also act as a mortgage broker. This adds the ability to not only offer all the traditional standard loans, but to offer a complete selection of home loan products to suit just about everyone.

    Our combination of loan programs, rates, and services are unsurpassed in the marketplace. We deliver value-added loan solutions to fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.

  • Your One-stop Mortgage Financing Shop

    We are both a banker, and a broker. We take your loan application, underwrite the loan, and provide the money on the vast majority of loans offered. We can also reach out into the broker world if needed to find some of the unique loans to fit your needs - giving you the best of both worlds. 

    Working on your behalf, Cambria Mortgage will always strive to secure the mortgage program that's right for you at the best possible rate.

  • Only Licensed Loan Officers

    Most people are not aware, but there are two types of Mortgage Loan Officers. Unlicensed, and fully licensed. All of the Loan Officers at Cambria Mortgages are full licensed.

    Unlicensed Loan officers can be hired yesterday, and be handling your mortgage today. Yikes.  Sadly, it is estimated that around 70% of Loan Officers are in the unlicensed category. To be fully licensed, your Loan Officer must have completes mandatory mortgage education classes, passed difficult state and federal testing, and have been vetted by the government for criminal backgrounds. They also must complete mandatory continuing educational requirements each year to maintain their license.

    Our licensed Loan Officers are committed to ensuring that your experience with us is smooth, successful, and on time - every time.

  • Old School in Office, or 21st Century Digital Age

    We know every client is different. We can meet in our office, and drop off paperwork in person, you can do everything electronically, including a secure online loan application and secure document uploads, or anything in between. Whatever works best for you.

    Always Know Your Loan Status with our online portal, which means less stress and anxiety for you. Throughtout the process, you'll received automated push notifications as we complete major milestones, and you can always check up on the status 24/7.

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