• Interest Rates You Can Brag About

  • Secure Loan Application

    Ready for a full loan approval? it’s easy. Just click the appropriate button below to get started. There is never any obligation to apply for a refinance or to get Pre-Approved to buy a home. This also allows you to get very accurate estimates of monthly payments, and loan options specific to your situation. You'll also be ready to act fast when you find that perfect home with a certified Pre-Approval Letter in hand.

  • Safe and Secure Online Application Process, Easily Upload your Documents, Apply online 24/7, No Obligation, No Cost Application Review

    [NOTE]: By completing the online application, you are not obligating yourself to anything. You are just giving us enough information so that we can determine what loans you qualify for, how much house you can buy, what interest rates you can expect, etc. We still need to speak with you, and get your confirmation to go forward with any actual loan.

  • In Person

    FACE to FACE appointments available M - F from 8:30 AM until 5:00 PM. Later hours and weekends available by special appointment only. 

    Our office is located at 33 Wentworth Ave E - Suite 290, St Paul, MN 55118. 

    Schedule Appointment

  • By Phone or Virtual

    A quick phone call to (651) 552-3681 during normal business hours, or virtual via Google Meets or Zoom. Typical applications take about 30 - 45 minutes, depending on how many questions you have. All the information you need to apply is already in your head. No need to gather documents first.

    Schedule Appointment

  • Fax or Mail

    Please contact us at (651) 552-3681 if faxing or mailing an application is your only choice. We can do it, but it requires special handling, and it is 2021, and the industry is no longer set up for this slower method.

     

     

  • Our service and expertise sets us apart

  • Equal Housing Lender, Cambria Mortgage NMLS# 322798. We lend in: Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2021, Joe Metzler, NMLS 274132