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  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • Our 5-Star Satisfaction Promise to You

    COMPETITIVE MORTGAGE RATES:

    Each individual mortgage application is ran through our interest rate pricing engine to determine which bank or lender has the lowest interest rate and lowest closing costs. If there is a lower priced lender out there, we will find it!

    UNSURPASSED CUSTOMER SERVICE:

    Our entire staff is held to the highest possible standards ensuring each and every homeowner receives top-notch customer service. We only employ fully Licensed Loan Officers (not unlicensed loan application clerks like the banks). Our goal is to make the loan process fast, easy, and stress-free.

    MANY LOAN OPTIONS:

    Each and every homeowner has a unique financial situation. How long do you expect to stay in the home? Is your credit good or bad? By asking the right questions like these, we can help determine the right loan for you and your family. and by having a large selection of available programs, including standard conventional loans, Jumbo loans, FHA Loans, VA Loans, USDA Rural Development, first time home buyer programs, and even down payment assistance programs.

    PRIVACY AND SECURITY:

    We are committed to protecting your personal information and identity. All documentation is secured under lock and key in compliance with the all State and Federal Laws. Only those with a need to know have access to your information. All document transfers via electronic transmittals are via secure encryption, and electronic signatures systems. Finally, all papers requiring destruction are securely shredded in

    5 YEAR REFINANCE PROMISE with NO LENDER COST OPTION:

    When you obtain your mortgage loan from The Joe Metzler Team at Cambria Mortgage, if you need to refinance it, for whatever reason, over the next 5 years, we pledge to do so with absolutely NO LENDER COSTS on behalf of Cambria Mortgage (3rd party fees, appraisal, title company, and escrows may still apply). There's no fine print, other than you must hold the initial loan for at least 180 days. It's as simple as that, and only valid with The Joe Metzler Team only, and is still valid if your closed with our old company, Mortgages Unlimited

    WHAT OTHERS SAY:

    We have a long list of written client reviews. Click here to read some of the Joe Metzler Mortgage Teams Testimonials