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  • (651) 552-3681

    Home Purchase - Home Refinance
    Serving MN WI IA ND SD CO FL

    Upload Documents Cambria Mortgage app
    Cambria Mortgage application

  • Minneapolis, MN: Should you keep renting, or is it time to buy? That is a question may people are asking right now.

    You have to live somewhere, and that somewhere almost always should be your own home, plus the benefits of homeownership generally mean, no matter what is going on in the real estate markets, you should buy a home NOW vs waiting.

    Home prices continue to climb, with no sign of going down. Mortgage interest rates are higher than just a few years ago, but you can always refinance to lower rates when they come back down, and they will come back down once inflation gets under control.

    Ever wonder what you could purchase for the amount you are spending in rent each month?

    We have a handy free tool that will give you an idea of what a monthly mortgage payment might look like and some of the benefits of home ownership that may lower it's real cost. Just click the green GO button to see your own numbers.

    Should you rent or buyLike what you see? - Get Pre-Approved Today

    With over 50-years combined experience, multiple local, reginal, and national awards, the Joe Metzler Team of Joe and Eric Metzler at Cambria Mortgage are your local Minnesota based Trusted Advisor, serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and Florida.

    Ready to find a home in today's market?  Our mortgage experts are happy to provide a no obligation application review, along with an initial soft pull credit report, which has no impact on your credit score.

    Apply Online mortgage application

  • ** EXPERIENCE MATTERS **

    Top rated mortgage lender locally and nationally, year after year... This is because clients agree - Experienced Loan Officers with mortgage interest rates you can brag about and amazing service clearly sets us apart from the big banks and online lenders.

  • Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.

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