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  • Our 2023 Housing & Mortgage Market Predictions

    Minneapolis, MN: Wow, what a ride the past three years have been.  From super low mortgage interest rates, crazy one day way over asking price multiple offers, to 40-year high inflation, highest mortgage rates in decades, and a bludgeoned [...]

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    Conforming Loan Limit Increases for 2023

    There could be savings on the table for you, Allison, and I don't want you to miss it! The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowed through a standard home loan to more than $726K. In some [...]

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    Looking to buy a house in today's market?

    Looking to buy a home in today's market, and not liking the current interest rates?  Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars [...]

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    Real Estate - Then vs Now

    Minneapolis, MN: Is it still a good time to buy a house? YES. While the real estate market changed dramatically in 2020 in response to COVID, & has changed dramatically again in 2022 in response to inflation Here we see Senior Loan Officer Joe [...]

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    FED increases Fed Funds Rate another 75 basis points

    FED increases Fed Funds Rate rate another 75 basis points. Trying to fight inflation, the Federal Reserve raised the overnight money rate another 75 basis points. What does this mean for your long-term mortgage? Minneapolis, MN: It was no secret [...]

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    The facts about a 2-1 buydown

    Minneapolis, MN: They say if you live long enough, you see everything come back around, and that is very true for the 2-1 buydown mortgage loan option that has magically reappeared on the market the past few months. Simply put, a 2-1 buydown is a [...]

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    Super Mortgage Professional 2022, Joe Metzler

    CONGRATULATION JOE! Cambria Mortgage is pleased to announce that Joe Metzler, of our St Paul Office has made the list for the 5th year straight, making him among the top 2 percent of mortgage professionals in the Twin Cities market: The members [...]

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    Mortgage rates are up, should I still buy a house?

    Minneapolis, MN:  Inflation is the enemy of mortgage interest rates (and just about everything else too).  As mortgage rates are up, should I buy a house is a question I am getting daily.  The answer is yes, and here are a few reasons why: HOME [...]

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    Tips for selling your home faster

    Minneapolis, MN: The market has changed very dramatically the past few months as mortgage interest rates took a big jump, slowing down buyers and removing a lot of the crazy multiple offers being made. As homes are taking a while longer to sell, some[...]

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    Moving during the school year? Why it is no big deal.

    If you didn’t find your new home this summer and you have kids starting school, don’t fret! There are many others in the same position as you are; you wanted to find a home this summer, but that didn’t happen and now you’re concerned [...]

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