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Home Purchase - Home Refinance
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Understanding a 1031 Exchange Investing in real estate can be a highly profitable business, until you go to sell, then the tax man feels he can take a big chunk of your profits. Luckily for investors, Congress put rules in place over 100-years [...]
FHA Announces Updates to its 203(k) Rehabilitation Mortgage Program The Federal Housing Administration (FHA) has announced updates and improvements to it's 203(k) rehab mortgage which are intended to reduce barriers to using the program. The[...]
New FHA Gift Guidelines When Buying A Home FHA is updating guidelines to more mirror Fannie Mae and Freddie Mac guidelines when a home buyer is getting a gift to help purchase a home. If you are getting a gift, here is what you need to prove[...]
Homeownership: A Mortgage Loan Officer’s Guide for First-Time Buyers Are you considering taking the leap from renting to owning your own home? As mortgage professionals, we understand that the journey to homeownership can seem [...]
Online Mortgage Calculator vs Licensed Loan Officer Online mortgage calculators are a convenient tool for getting a quick estimate of potential monthly payments and interest costs when considering a home loan. They allow users to input various [...]
Why paying off a collection could hurt your credit score Minneapolis, MN: When looking to buy a home, we all know having good credit scores helps a lot. Both in just the ability to even get a loan, and to get the best possible interest rate[...]
Fannie Mae to give $2500 to homebuyers Do YOU Qualify for the Free Money? Minneapolis, MN: Fannie Mae, who buys completed loans from lenders, has announced an addition to it's popular HomeReady program, where eligible low-income homebuyers[...]
What is MBS speculative pricing and why it is hurting mortgage rates? Minneapolis, MN: MBS speculative pricing (mortgage backed securities) is one big reason that mortgage interest rates today are pretty good IF you are willing to pay[...]
New $35k Minnesota Down Payment Assistance Program. First Generation Home Buyer Assistance Program St Paul, MN: The Minnesota Housing Finance Agency has recently announced a NEW down payment and closing cost assistance program coming soon [...]
What is a Mortgage Recast? Minneapolis, MN: Here in Minnesota where I am based, when you hear 'recast', you might think about casting a line for a big walleye, but actually, a mortgage recast is a little know tool that can allow you to potentially [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2024.
