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Home Purchase - Home Refinance
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Minneapolis, MN: Everyone wonders what their home is worth, especially if you are thinking of selling the home in the near future. So what is your home worth, and how do you figure out it's value? If you are thinking of selling soon, reaching [...]
If you’re like many renters, you rent because you think you can’t afford a home. Maybe you don’t have down payment money or you think you simply won’t qualify for a loan. To make matters worse, you feel trapped within the [...]
There has been many predictions of a decline in home values because of higher mortgage interest rates, but it simply hasn't happened. Matter of fact. Home values just keep rising. For all you home buying and selling fence sitters, a bit of good news [...]
For the 4th time in 9 months, average 30-yr mortgage rates have moved near or above 7%. This despite: major progress on taming inflation, and the Fed 'skipping' a rate hike after 10 straight hikes of 500 bps in total. The bond market is behaving [...]
Minneapolis, MN: If you are in the housing market right now, you know it may be a challenge both finding a home, AND winning a successful offer. Here are 5 home buying tips to winning a bidding war. 1. Get Fully Lender Pre-Approved! Being a [...]
Homeownership has many benefits. According to multiple sources, here are the top 5 advantages of homeownership: Financial stability: In terms of both lifestyle and monetary stability, buying a home provides a new sense of reliability to [...]
1% down mortgages? Beware the small print. Minneapolis, MN: Like everything that sounds to too good to be true, be careful of what they don’t tell you! A big internet lender just announced their new 1% down home loan program. The program [...]
Minneapolis, MN: Should you keep renting, or is it time to buy? That is a question may people are asking right now. You have to live somewhere, and that somewhere almost always should be your own home, plus the benefits of homeownership generally [...]
Minneapolis, MN: When buying a home that has a well or septic system, additional consideration are necessary in relation to the current conditions of the water well and the waste water septic system. Needless to say, it is rather important that[...]
Minneapolis, MN: Buying a home for your parents of other family members who otherwise couldn't afford one is probably a bit more common than people think. While it is awesome that you are doing it, there are [...]
Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2023.