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Home Purchase - Home Refinance
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According to a recent survey, a full 61% of Americans think that mortgage interest rates rates are "unprecedented." The thing is, mortgage rates aren’t actually the highest they’ve ever been; not even close, and it isn't too far a look back to[...]
Minneapolis, MN: We all have credit scores, but do you know what your credit score tells creditors? It tells us your credit risk, and likelihood of the money not being paid back. Of course a high credit score is no guarantee of being paid back,[...]
Think Twice Before Holding Out For Lower Mortgage Rates Minneapolis, MN: Inflation is hitting everyone every way we turn. The Federal Reserve early in 2022 starting taking steps to attempt to slow down the pace of inflation. Their main tool is to [...]
Minneapolis, MN: Wow, what a ride the past three years have been. From super low mortgage interest rates, crazy one day way over asking price multiple offers, to 40-year high inflation, highest mortgage rates in decades, and a bludgeoned [...]
There could be savings on the table for you, Allison, and I don't want you to miss it! The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowed through a standard home loan to more than $726K. In some [...]
Looking to buy a home in today's market, and not liking the current interest rates? Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars [...]
Minneapolis, MN: Is it still a good time to buy a house? YES. While the real estate market changed dramatically in 2020 in response to COVID, & has changed dramatically again in 2022 in response to inflation Here we see Senior Loan Officer Joe [...]
FED increases Fed Funds Rate rate another 75 basis points. Trying to fight inflation, the Federal Reserve raised the overnight money rate another 75 basis points. What does this mean for your long-term mortgage? Minneapolis, MN: It was no secret [...]
Minneapolis, MN: They say if you live long enough, you see everything come back around, and that is very true for the 2-1 buydown mortgage loan option that has magically reappeared on the market the past few months. Simply put, a 2-1 buydown is a [...]
CONGRATULATION JOE! Cambria Mortgage is pleased to announce that Joe Metzler, of our St Paul Office has made the list for the 5th year straight, making him among the top 2 percent of mortgage professionals in the Twin Cities market: The members [...]
Equal Housing Lender, Cambria Mortgage NMLS# 322798. The Joe Metzler team at Cambria Mortgage lends in: Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2023, Joe Metzler, NMLS 274132. Cambria Mortgage NMLS 322798
