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  • Homeownership: A Mortgage Loan Officer’s Guide for First-Time Buyers

    Homeownership: A Mortgage Loan Officer’s Guide for First-Time Buyers Are you considering taking the leap from renting to owning your own home? As mortgage professionals, we understand that the journey to homeownership can seem [...]

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    Online Mortgage Calculator vs Licensed Loan Officer

    Online Mortgage Calculator vs Licensed Loan Officer Online mortgage calculators are a convenient tool for getting a quick estimate of potential monthly payments and interest costs when considering a home loan. They allow users to input various [...]

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    Paying off a collection could hurt your credit score

    Why paying off a collection could hurt your credit score Minneapolis, MN: When looking to buy a home, we all know having good credit scores helps a lot. Both in just the ability to even get a loan, and to get the best possible interest rate[...]

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    Fannie Mae to give $2500 to homebuyers

    Fannie Mae to give $2500 to homebuyers Do YOU Qualify for the Free Money? Minneapolis, MN: Fannie Mae, who buys completed loans from lenders, has announced an addition to it's popular HomeReady program, where eligible low-income homebuyers[...]

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    What is MBS speculative pricing and why it is hurting mortgage rates?

    What is MBS speculative pricing and why it is hurting mortgage rates? Minneapolis, MN:  MBS speculative pricing (mortgage backed securities) is one big reason that mortgage interest rates today are pretty good IF you are willing to pay[...]

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    New $35k MN Down Payment Assistance Program

    New $35k Minnesota Down Payment Assistance Program. First Generation Home Buyer Assistance Program St Paul, MN: The Minnesota Housing Finance Agency has recently announced a NEW down payment and closing cost assistance program coming soon [...]

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    What is a Mortgage Recast?

    What is a Mortgage Recast? Minneapolis, MN: Here in Minnesota where I am based, when you hear 'recast', you might think about casting a line for a big walleye, but actually, a mortgage recast is a little know tool that can allow you to potentially [...]

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    What's Up with Real Estate for week ending Dec 8, 2023

    More presents under the tree! Encouraging inflation and jobs data has helped push average 30-yr mortgage rates down to near 7%. In addition, the inventory of homes for sale has continued to rise. Improving affordability AND availability? What a nice[...]

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    Who is buying homes in today's market?

    Who is buying homes in today's market? Minneapolis, MN:  One thing we know about real estate.  It's forever changing, and always local.  Here are a few notable items from a recent survey from the National Association of REALTORS® At the [...]

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    Waiting for lower rates before buying a home?

    Minneapolis, MN:  We get it. Today's mortgage interest rates are bouncing around rates not seen for 20-years, causing many people to pause their home purchase plans.  Who can blame you.  But, is waiting costing you more money in the [...]

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