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    Email: joe@joemetzler.com

  • Feds lower rates

    Feds just lowered rates for the first time in over a decade. What does this mean for you? The lowest interest rates for mortgage borrowers in years. Apply online right here or call (651) 552-3681 now and save big! Now is the best time in [...]

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    Fed cuts rate, now what for mortgages?

    Now I know what you are probably thinking, the Fed lowered rates today, so the mortgage rate quote I got last week will be 0.25% better, right?Well, not so fast. The Fed has absolutely nothing directly to do with long-term fixed rates. The Fed [...]

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    Bi-Weekly Mortgage Payments

    Bi-Weekly Payment Programs help you Save Thousands of Dollars in Interest. For years now, American home buyers have typically been making the standard 30-year, 360 equal monthly payment mortgage. Some are even opting for 40 year, 480 payment loan [...]

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    A wonderful home. Only relocation makes this great 3 bedroom, 2 bath home available. See the full details at https://openhouse.propertypath.com/properties/77115 Get Pre-Approved for financing today.

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    VA Jumbo loans now no down payment required

    Minneapolis, MN: A new bill was signed into law last week by President Trump eliminating a long held requirement that VA jumbo mortgages loans needed a small down payment.  This was in stark contrast to the very popular current VA loans of under [...]

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    MN First Time Buyer Programs

    Cambria Mortgage and I are committed to nurturing dreams of prosperity, by supporting individuals and families in their goal of achieving homeownership. We offer a variety of mortgage options, including conventional and government products, as[...]

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    Are mortgage rates really under 4%

    Are mortgage rates really under 4% today for a 30-year fixed?  Well, yes and no. There is more to mortgage rates than meets the eye. Rates were mixed today, with some lenders holding steady while others offered mid-day improvements in [...]

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    Second Opinion

    You Are Entitled To A Second Opinion, Even If You Have Already Been Pre-Approved For Your Minnesota, Wisconsin, or South Dakota Mortgage!   Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found [...]

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    The Credit Score Inquiry Myth Revealed

    The Credit Score Inquiry Myth One of the most complicated aspects of the FICO credit scoring system is how inquiries impact your scores. This is easily on the “Top 5” list of the most misrepresented facts about FICO scores. So, in the [...]

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    No down payment, low down payment, and down payment assistance programs in MN, WI, and SD

    No down payment, low down payment, and down payment assistance programs in MN, WI, and SD It is the dream of everyone to own their own home. Many potential home buyers have the income and credit to qualify for a mortgage. However, many of them lack [...]

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