fbpx
  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • A wonderful home. Only relocation makes this great 3 bedroom, 2 bath home available. See the full details at https://openhouse.propertypath.com/properties/77115 Get Pre-Approved for financing today.

    Read more

    VA Jumbo loans now no down payment required

    Minneapolis, MN: A new bill was signed into law last week by President Trump eliminating a long held requirement that VA jumbo mortgages loans needed a small down payment.  This was in stark contrast to the very popular current VA loans of under [...]

    Read more

    MN First Time Buyer Programs

    Cambria Mortgage and I are committed to nurturing dreams of prosperity, by supporting individuals and families in their goal of achieving homeownership. We offer a variety of mortgage options, including conventional and government products, as[...]

    Read more

    Are mortgage rates really under 4%

    Are mortgage rates really under 4% today for a 30-year fixed?  Well, yes and no. There is more to mortgage rates than meets the eye. Rates were mixed today, with some lenders holding steady while others offered mid-day improvements in [...]

    Read more

    Second Opinion

    You Are Entitled To A Second Opinion, Even If You Have Already Been Pre-Approved For Your Minnesota, Wisconsin, or South Dakota Mortgage!   Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found [...]

    Read more

    The Credit Score Inquiry Myth Revealed

    The Credit Score Inquiry Myth One of the most complicated aspects of the FICO credit scoring system is how inquiries impact your scores. This is easily on the “Top 5” list of the most misrepresented facts about FICO scores. So, in the [...]

    Read more

    No down payment, low down payment, and down payment assistance programs in MN, WI, and SD

    No down payment, low down payment, and down payment assistance programs in MN, WI, and SD It is the dream of everyone to own their own home. Many potential home buyers have the income and credit to qualify for a mortgage. However, many of them lack [...]

    Read more

    Protecting yourself against predatory lenders, mortgage scams, bait-n-switch scams, mortgage fraud, and Loan Officers screw-ups can be a challenged. Most people are gullible, especially for inexperienced shoppers who don't know what to watch for, the[...]

    Read more

    Buying Foreclosures and Short Sales

    Our market is flooded with properties that are in some stage of the foreclosure process. While these properties can be a fantastic deal, there are many special details that must be considered. Here is a short over view. Call me anytime, and I'll go [...]

    Read more

    Long Term Interest Rate Locks

    When initially getting a mortgage loan, you have an important decision to make about interest rates.   You need to decide if you want to either float or lock your interest rate.  Float means your rate is NOT guaranteed, and subject to [...]

    Read more