• (651) 552-3681

    Home Purchase - Home Refinance
    Serving MN WI IA ND SD CO FL

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  • Homeownership has many benefits.

    According to multiple sources, here are the top 5 advantages of homeownership:

    1. Financial stability: In terms of both lifestyle and monetary stability, buying a home provides a new sense of reliability to first-time homeowners.
    2. Financial strength: If you are a first-time homebuyer, purchasing a home can strengthen your financial portfolio and help your money find its way back into your pocket. Owning a home, in and of itself, can help drastically improve your net worth.
    3. Tax benefits: Homeownership comes with tax benefits that can help you save money.
    4. Permanent residence: Owning a home means you have a permanent residence that you can call your own.
    5. Sense of community: Homeownership provides a sense of community that is hard to find in other living situations.

    first time home buyers

    Other benefits include homestead bankruptcy protection, capital gains exclusion, and other preferential tax treatment. Homeownership can also lead to numerous outcomes that extend beyond the house, such as greater economic stability, access to quality education, increased civic and social engagement, better health, and stability for your children.

    Cambria Mortgage is dedicated to providing opportunities for first time home buyers with multiple low and no down payment programs, including first time home buyer programs with down payment assistance.

    Cambria Mortgage Loan Application

    Interested in buying a home, or finding out what you qualify to purchase?  We make it easy.  Just call our loan experts at (651) 552-3681, or click the apply buttons right on this website to start a no cost, no obligation application review. We proudly lend in Minnesota, Wisconsin, Iowa, North and South Dakota, and Florida.

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