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    Home Purchase - Home Refinance
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  • Top rated locally and nationally, year after year... This is because clients agree - interest rates you can brag about and amazing service sets us apart from the big banks and out state internet lenders.

  • Historical mortgage rate trends

    Over the years, mortgage rates have reached shocking highs, and amazing lows. From the high of 18 percent in the early 1980s, to current rates around 3.00%.  Here is a summary of the average 30-year fixed mortgage rate for the last 10-years:

    • 2021 YTD
    Year 30-year fixed-rate average
    2021 * 3.15%
    2020 3.38%
    2019 4.13%
    2018 4.70%
    2017 4.14%
    2016 3.79%
    2015 3.99%
    2014 4.31%
    2013 4.16%
    2012 3.88%
    2011 4.65%
    2010 4.86%
    2009 5.38%
    2008 6.23%

    What rate are you at?

    Explore our free Mortgage Checkup calculator to see if refinancing makes sense for you.