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  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • First and foremost, expect to have your loan handled by experienced, knowledgeable, and dedicated loan professionals. We offer multiple ways to start the application process. Online 24-hours a day, over the phone, or in person. You pick the option [...]

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    What is APR

    APR basically takes the base interest rates, calculates closing costs, and mortgage insurance if applicable, and gives you a new interest rate, known as the effective rate. Technically, the lower the number, the better the deal. If two lender quote [...]

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    Truth About Interest Rates

    Understanding how mortgage interest rates work, and why you probably won't get the interest rate you see online or elsewhere is probably one of the most confusing aspects of any mortgage loan. While you see interest rates online, or in printed [...]

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    Mortgages in Retirement

    Minneapolis, MN: Retirement can be scary if you are worried about money. Survey's show a major reason for not being able to retire is still having a mortgage payment. We see two primary attitudes towards retiring with or without a mortgage. The[...]

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    VA Loan FAQ

    How do I apply for a VA Home Loan? You can apply for a VA home loan at any mortgage company that participates in the VA home loan program.  For example, if you are buying a home in Minnesota, Wisconsin, or South Dakota, you can call us at (651) [...]

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    MN First Time Homebuyer Classes

    Minneapolis / St Paul, MN: Buying your first home can be a fun exciting time. It can also be stressful, especially as there is a lot of misinformation spread from well intended friends, family, and even Real Estate Agents. When it comes to first time[...]

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    The first step to successfully getting a mortgage loan is to provide the lender a complete application, then to supply your supporting documentation. Providing complete and accurate information will permit us to process the loan with greater [...]

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    Bank, Broker, or Mortgage Company

    Getting a Mortgage from a Banker, Broker, or Direct Lender? All are "Lenders" with "Loan Officers" So who is BEST? When you're looking to get a mortgage loan, you will of course deal with a Loan officer, but where they work, and their background can [...]

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