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  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • Compare to Save

    Already have a home mortgage loan Pre-Approval with a different lender? It pays to compare apples vs oranges It Pays to Compare Lenders Especially if you are pre-approved with your Real Estate Agent's own company or a bank. Not only do we offer a [...]

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    Mortgage Checkup

    Compare your current loan to today's mortgage interest rate. See what new payments might look like in a basic refinance, for a cash out refinance, shortening the term of your loan, or even if you buy a new home. (function(d, s, id) { var [...]

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    Pay for Your Appraisal An appraisal is required for your home loan. The appraisal is the only pre-paid item. The fastest way is to pay with a credit card, although you can mail a check.  Typical appraisal fees listed below. Additional charges [...]

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    Leave a review for Joe Metzler, or his team at Cambria Mortgage. Thank you again for using us for your home financing. We really appreciate your business, and the trust you placed in us. If everything has gone smoothly, I'd really appreciate it if [...]

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    By visiting this website, you agree that: This site and all content in this site may not be copied, reproduced, republished, uploaded, posted or distributed without our prior written consent. Content on this site is solely for Metzler Mortgage Team [...]

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    THE HARP REFINANCE PROGRAM ENDED Dec 31, 2018   What was the HARP Refinance Program? HARP stands for Home Affordable Refinance Program. This program was a special short term program for homeowners whose homes are back then worth less than what [...]

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    Shopping Around For A Great Mortgage Lender?

    A mortgage, typically the largest financial transaction of your life is far too important to place into the hands of someone who just quotes rates, but is not capable of advising you properly and troubleshooting the issues that may arise along the [...]

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    Figuring out which mortgage program for buying your home in Minnesota, Wisconsin, or South Dakota can feel very overwhelming. We suggest rather that trying to figure it out on your own, you simply complete a full online mortgage application. Once we [...]

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    Second Opinion

    You Are Entitled To A Second Opinion, Even If You Have Already Been Pre-Approved For Your Minnesota, Wisconsin, or South Dakota Mortgage!   Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found [...]

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    The Credit Score Inquiry Myth Revealed

    The Credit Score Inquiry Myth One of the most complicated aspects of the FICO credit scoring system is how inquiries impact your scores. This is easily on the “Top 5” list of the most misrepresented facts about FICO scores. So, in the [...]

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