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  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • Mobile App

    Install our Mobile App The Metzler Mortgage group at Cambria Mortgage offers mortgage customers a unique way of communicating and interfacing with their Realtor and Loan Officer.   Our Mobile app can easily provide loan program [...]

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    COMPETITIVE MORTGAGE RATES: Each individual mortgage application is ran through our interest rate pricing engine to determine which bank or lender has the lowest interest rate and lowest closing costs. If there is a lower priced lender out there, we[...]

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    Live Loan Officer Chat Chat with a fully licensed and experienced Mortgage Loan Officer. Loan Officers are usually available M - F from 9:00 AM until 6:00 PM. Click Icon below to begin if available.Chat available for questions on properties located [...]

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    You will find many of these items on your Loan Estimate (formerly known as a Good Faith Estimate) or other closing cost breakdown a lender may provide. This is by no means all inclusive, and many lender lump many smaller fees into one larger one. [...]

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    PreApproval vs PreQualify

    Getting an initial Mortgage Pre-Approval BEFORE you speak with a Real Estate Agent just makes sense. A good first step is to complete the online application, or speak with a Cambria Mortgage Loan Officer who will help you determine what loan programs[...]

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    Lender Code of Ethics

    We adheres to the Canons of the Minnesota Association of Mortgage Brokers Code of Ethics, which states: Canon 1: Members shall conduct their business in a professional manner, ensuring that they and their personnel are knowledgeable in the areas of [...]

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      Plus NO Lender Fee, NO Closing Costs, No Origination Fee Mortgages. How do they all work? A common mistake mortgage loan shoppers make is to ask: "What's your lowest interest rate?" or "What are your closing costs?" Both logical questions to [...]

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    Smart people know to shop a couple of different Mortgage Companies for the best interest rate and closing cost combination. The first step to understand if you've done a home loan in the past, that the old document, commonly referred to as a Good [...]

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    No Down Payment Loans

    It is the dream of everyone to own their own home. Many potential home buyers have the income and credit to qualify for a mortgage. However, many of them lack the one essential ingredient to make homeownership a reality; the up-front money needed for[...]

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    Compare to Save

    Already have a home mortgage loan Pre-Approval with a different lender? It pays to compare apples vs oranges It Pays to Compare Lenders Especially if you are pre-approved with your Real Estate Agent's own company or a bank. Not only do we offer a [...]

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