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  • (651) 552-3681

    Home Purchase - Home Refinance
    Serving MN WI IA ND SD CO FL

    Upload Documents Cambria Mortgage app
    Cambria Mortgage application

  • There has been many predictions of a decline in home values because of higher mortgage interest rates, but it simply hasn't happened. Matter of fact. Home values just keep rising.

    For all you home buying and selling fence sitters, a bit of good news as mortgage rates improve a bit recently. But waiting for lower rates may seem like a good idea, but if you think home buying is hard now, wait until rates actually come back down to low 6's, and even mid 5's. Then there will be another stampede of buyers making multiple offers, driving up prices, and homes selling in one day way over asking price.

    So now might be the time to get back in. Now might be the sweet spot for all those home sellers and home buyers... And of course you can just refinance when rates drop while everyone else slugs it out to win a home.

    Cambria Mortgage is dedicated to providing opportunities for first time home buyers with multiple programs, including down payment assistance.

    Interested in buying a home, or finding out what you qualify to purchase?  We make it easy.  Just call our loan experts at (651) 552-3681, to start a no cost, no obligation application review. We proudly lend in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida.

  • ** EXPERIENCE MATTERS **

    Top rated mortgage lender locally and nationally, year after year... This is because clients agree - Experienced Loan Officers with mortgage interest rates you can brag about and amazing service clearly sets us apart from the big banks and online lenders.

  • Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2024.

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