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Home Purchase - Home Refinance
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Looking to buy a home in today's market, and not liking the current interest rates? Can't blame you, but it is still a good time to buy a house, as today's rates still make it cheaper to own than overpaying did during the housing bidding wars [...]
Minneapolis, MN: Is it still a good time to buy a house? YES. While the real estate market changed dramatically in 2020 in response to COVID, & has changed dramatically again in 2022 in response to inflation Here we see Senior Loan Officer Joe [...]
FED increases Fed Funds Rate rate another 75 basis points. Trying to fight inflation, the Federal Reserve raised the overnight money rate another 75 basis points. What does this mean for your long-term mortgage? Minneapolis, MN: It was no secret [...]
Minneapolis, MN: They say if you live long enough, you see everything come back around, and that is very true for the 2-1 buydown mortgage loan option that has magically reappeared on the market the past few months. Simply put, a 2-1 buydown is a [...]
CONGRATULATION JOE! Cambria Mortgage is pleased to announce that Joe Metzler, of our St Paul Office has made the list for the 5th year straight, making him among the top 2 percent of mortgage professionals in the Twin Cities market: The members [...]
Minneapolis, MN: Inflation is the enemy of mortgage interest rates (and just about everything else too). As mortgage rates are up, should I buy a house is a question I am getting daily. The answer is yes, and here are a few reasons why: HOME [...]
Minneapolis, MN: The market has changed very dramatically the past few months as mortgage interest rates took a big jump, slowing down buyers and removing a lot of the crazy multiple offers being made. As homes are taking a while longer to sell, some[...]
If you didn’t find your new home this summer and you have kids starting school, don’t fret! There are many others in the same position as you are; you wanted to find a home this summer, but that didn’t happen and now you’re concerned [...]
If you have questions about what is happening in the mortgage world right now, you are not alone. Between increased mortgage interest rates, shifting inventory and leveling home prices many consumers have questions about what this all means. Don’t [...]
Buying vs Renting Still Makes Sense Minneapolis, MN: Yes. home prices are rising. Yes, mortgage interest rates are rising. But rental costs are rising too. So while it’s true that today's home buyers might have to lower their purchase [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2024.
