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  • Fed cuts rates, but NOT fixed mortgage rates

    Yesterday, the Federal Reserve cut it's benchmark interest rate by 0.25%, making the third cut in 2019. This cut only effects the short-term rate it controls, which influences many loans, but does not directly effect most loans. For instance, [...]

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    Refinancing Makes Sense For Over 7 Million Homeowners

    Refinancing Makes Sense For Over 7 Million Homeowners Published on: Oct 10, 2019 Minneapolis, MN: With average home prices continuing to rise ABOVE the 2007 pre-crash average home value, and with 30-year fixed interest rates ending the week of [...]

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    Feds lower rates

    Feds just lowered rates for the first time in over a decade. What does this mean for you? The lowest interest rates for mortgage borrowers in years. Apply online right here or call (651) 552-3681 now and save big! Now is the best time in [...]

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    Fed cuts rate, now what for mortgages?

    Now I know what you are probably thinking, the Fed lowered rates today, so the mortgage rate quote I got last week will be 0.25% better, right?Well, not so fast. The Fed has absolutely nothing directly to do with long-term fixed rates. The Fed [...]

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    Bi-Weekly Mortgage Payments

    Bi-Weekly Payment Programs help you Save Thousands of Dollars in Interest. For years now, American home buyers have typically been making the standard 30-year, 360 equal monthly payment mortgage. Some are even opting for 40 year, 480 payment loan [...]

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    VA Jumbo loans now no down payment required

    Minneapolis, MN: A new bill was signed into law last week by President Trump eliminating a long held requirement that VA jumbo mortgages loans needed a small down payment.  This was in stark contrast to the very popular current VA loans of under [...]

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    MN First Time Buyer Programs

    Cambria Mortgage and I are committed to nurturing dreams of prosperity, by supporting individuals and families in their goal of achieving homeownership. We offer a variety of mortgage options, including conventional and government products, as[...]

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    Are mortgage rates really under 4%

    Are mortgage rates really under 4% June 6, 2019 Are mortgage rates really under 4% today for a 30-year fixed?  Well, yes and no. There is more to mortgage rates than meets the eye. Rates were mixed today, with some lenders holding steady [...]

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    Get a Second Opinion

    Compare Mortgage Rates, Compare Mortgage Lenders, especially if you are using your real estate or builders 'preferred lender" Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found out that you have to have[...]

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    The Credit Score Inquiry Myth Revealed

    Minneapolis, MN: One of the most complicated aspects of the FICO credit scoring system is how inquiries impact your scores. This is easily on the “Top 5” list of the most misrepresented facts about FICO scores. So, in the interest of [...]

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