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Home Purchase - Home Refinance
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What Causes Mortgage Rates To Change? Insights from the Joe Metzler Team in St. Paul, MN Minneapolis, MN: If you’ve ever shopped for a mortgage, you’ve likely noticed something frustrating: the rate you were quoted in the morning might change[...]
Why a Mid-Year Move Won’t Hurt Your Kids As the new school year kicks into gear, parents everywhere are fine-tuning morning routines, organizing backpacks, and settling their children into classrooms. But for families considering a major move, [...]
VA Loan in 2025: A Game-Changer for Veterans As of 2025, VA loans continue to be one of the most powerful benefits available to veterans, active-duty service members, and eligible surviving spouses. Backed by the U.S. Department of Veterans [...]
Find out how much mortgage payment you can afford Minneapolis, MN: Whether you're a first-time homebuyer or looking to upgrade to a larger home, understanding how much mortgage payment you can afford is crucial. Here at Cambria [...]
Insurance Companies making getting a mortgage harder Feb 13, 2025 Minneapolis, MN: "The growing crisis in the insurance industry may make it hard to get a mortgage in parts of the country in the coming decades", Federal reserve Chairman [...]
5 Common Mortgage Myths Debunked Minneapolis, MN: Buying a home might seem confusing, but don’t let these myths hold you back from finding your dream home! 1) Myth: You need a 20% down payment. Fact: Loan programs start with zero [...]
Job description. As a Mortgage Loan Officer, you will be responsible for assisting clients in obtaining loans for various purposes, such as purchasing a home or refinancing. The Mortgage Loan Officer will be responsible for self generating [...]
First Time Home Buyers - Save on your mortgage the first two-years! Minneapolis, MN: A great tool most homebuyers have never heard of is known as a 2/1 buydown. Start your loan with a 2% lower rate the first year, 1% lower the next year, and then[...]
Learn how down payment influences mortgage terms and interest rates When purchasing a home, your down payment play a significant role in determining the terms and interest rates of a mortgage. Simply put, bigger is better, but here are some key [...]
Understanding a 1031 Exchange Investing in real estate can be a highly profitable business, until you go to sell, then the tax man feels he can take a big chunk of your profits. Luckily for investors, Congress put rules in place over 100-years [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.