Job description.

As a Mortgage Loan Officer, you will be responsible for assisting clients in obtaining loans for various purposes, such as purchasing a home or refinancing. The Mortgage Loan Officer will be responsible for self generating clients, evaluating their loan applications, collect and analyze financial information, pull credit reports, running the application through AUS, then helping clients navigate the loan process, work with processors, underwriters, real estate agents, and more, All while providing top notch customer service, and ensuring a smooth loan process from application to closing.

This is a full-time role for a Mortgage Loan Officer. Work from anywhere. In office or home office work allowed. This role offers an exciting opportunity for individuals with a passion for finance and customer service to help clients achieve their financial goals through the lending process.

Company Description

Cambria Mortgage is a family-run business with deep roots in Minnesota, offering top-notch mortgage services as a correspondent lender. Our parent company is Cambria Quartz countertops, known for their high qualify American-made quartz surfaces. We pride ourselves on quality, integrity, and exceptional customer service. Our Mortgage Consultants are dedicated to helping customers find the best loan options for their needs, whether buying a new home or refinancing their current home.

Compensation:

• You don’t punch a clock. Work if and when you want.
• Pay: Small hourly base + Commission per closed deal = unlimited income possibilities.
• Many Loan Officers easily make 6 figures.

Qualifications

• Minimum 2-year experience as a Mortgage Loan Officer preferred. Experience with other positions in the mortgage industry (processor, etc) considered.
• Have an existing MLO license in MN WI IA ND SD CO FL AZ or TX, or have the ability to obtain a license if moving from a bank or credit union LO position.
• Strong Customer Service abilities
• Ability to juggle multiple files at the same time.
• Effective communication and interpersonal skills
• Problem-solving and analytical skills
• Good understanding of basic Fannie Mae, Freddie Mac, FHA, VA, USDA, guidelines.
• Ability to work both independently and as part of a team
• Knowledge of relevant regulations and compliance standards
• Ability to self generate your own leads

Benefits

• Excellent Health Insurance (you won’t find it better in the mortgage industry!)
• 401k with 4% match
• Dental and Vision
• Correspondent Lender with options for Non-QM broker deals, HELOC’s, etc.
• Underwiring turns times of JUST HOURS! Yes, just hours!
• Full control of your loan, unlike broker deals.
• Last minute CTC to a Closing in just hours
• Set your comp where you want it.
• Free credit reports (to you). Soft pulls too!
• No screwing around with P&L’s, or desk fees, or minus, minus, minus from your comp.
• Know your underwriter, call your underwriter, hang out with your underwriter(s).
• Fee app for you and your agents (SimpleNexus)
• SureFire CRM (free)
• Get paid per deal on Loan Officers you recruit, without having to babysit them.
• We use Encompass LOS.
• Unlimited income potential.

LEARN MORE

When choosing a team to belong to, why not choose one that works for you. Cambria Mortgage wants its team members to have the best of everything. From industry leading benefits to a cohesive working environment.

Ready to take the next step in your career and joining a team dedicated to your success? Reach out to Joe Metzler @ (651) 552-3681, or schedule a call at JoeMetzler.com/schedule