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Home Purchase - Home Refinance
Serving MN WI IA ND SD CO FL
Cambria Mortgage, the Joe Metzler Team adheres to the Canons of the Minnesota Association of Mortgage Brokers Code of Ethics, which states: Canon 1: Members shall conduct their business in a professional manner, ensuring that they and their personnel[...]
Plus NO Lender Fee, NO Closing Costs, No Origination Fee Mortgages. How do they all work? A common question home mortgage loan shoppers make is to ask: "What's your lowest interest rate?" or "What are your closing costs?" As a Mortgage Loan Officer [...]
Smart people know to shop a couple of different Mortgage Companies for the best interest rate and closing cost combination. The first step to understand if you've done a home loan in the past, that the old document, commonly referred to as a Good [...]
It is the dream of everyone to own their own home. Many potential home buyers have the income and credit to qualify for a mortgage. However, many of them lack the one essential ingredient to make homeownership a reality; the up-front money needed for[...]
Already have a home mortgage loan Pre-Approval with a different lender? It pays to compare apples vs oranges It Pays to Compare Lenders Especially if you are pre-approved with your Real Estate Agent's own company or a bank. Not only do we offer a [...]
Get a Mortgage Checkup Compare your current home loan to today's mortgage interest rate. See what new payments might look like for a new home, a basic refinance, a cash out refinance, or shortening the term of your current loan. NO SSN needed. [...]
An appraisal is required for your home loan. The appraisal is the only pre-paid item. The fastest way is to pay with a credit card, although you can mail a check. Typical appraisal fees listed below. Additional charges may apply). Final [...]
Read Reviews Thank you again for using us for your home financing. We really appreciate your business, and the trust you placed in us. If everything has gone smoothly, I'd really appreciate it if you could take just a few seconds to leave a positive[...]
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THE HARP REFINANCE PROGRAM ENDED Dec 31, 2018 What was the HARP Refinance Program? HARP stands for Home Affordable Refinance Program. This program was a special short term program for homeowners whose homes are back then worth less than what [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.