(651) 552-3681
Home Purchase - Home Refinance
Serving MN WI IA ND SD CO FL
Qualify simply on positive cash flow! As a real estate investor, buying homes under traditional conventional programs can many times be a major hassle with submitting complicated tax returns, income statements, how many homes do you already own, [...]
Install the Cambria Mortgage Mobile App for an Enhanced Mortgage Experience With Our FREE Mobile app for iPhone ™ or Android ™ you can do a full loan application, follow the status of your loan, scan and upload [...]
Thank you, we appreciate your business So what should you do next? Complete a full mortgage application! Having a full application allows us to more accurately zero in on your personal situation to determine what programs you qualify for, how [...]
COMPETITIVE MORTGAGE RATES: Each individual mortgage application is ran through our interest rate pricing engine to determine which bank or lender has the lowest interest rate and lowest closing costs. If there is a lower priced lender out there, we[...]
Chat with a fully licensed and experienced Mortgage Loan Officer. Loan Officers are usually available M - F from 7:00 AM until 10:00 PM. If not available, just LEAVE A MESSAGE, and we will respond shortly.Start chatting by clicking the RED CHAT BOX [...]
You will find many of these items on your Loan Estimate (formerly known as a Good Faith Estimate) or other closing cost breakdown a lender may provide. This is by no means all inclusive, and many lender lump many smaller fees into one larger one. [...]
Getting an initial Mortgage Pre-Approval BEFORE you speak with a Real Estate Agent just makes sense. A good first step is to complete the online application, or speak with a Cambria Mortgage Loan Officer who will help you determine what loan programs[...]
Cambria Mortgage, the Joe Metzler Team adheres to the Canons of the Minnesota Association of Mortgage Brokers Code of Ethics, which states: Canon 1: Members shall conduct their business in a professional manner, ensuring that they and their personnel[...]
Plus NO Lender Fee, NO Closing Costs, No Origination Fee Mortgages. How do they all work? A common question home mortgage loan shoppers make is to ask: "What's your lowest interest rate?" or "What are your closing costs?" As a Mortgage Loan Officer [...]
Smart people know to shop a couple of different Mortgage Companies for the best interest rate and closing cost combination. The first step to understand if you've done a home loan in the past, that the old document, commonly referred to as a Good [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.