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Having a full application allows us to more accurately zero in on your personal situation to determine what programs you qualify for, how much house you can buy, what payments might look like, etc. There is no cost or obligation to apply.
Your special closing cost discount credit code is APPRAISAL600. Please enter this code at the bottom of the online application at the end in OFFER CODE section, or be sure to tell your Loan Officer if applying by phone or in person.
It helps if you complete the online application first, but even if you don't, we will attempt to contact you shortly to customize a loan that meets your specific needs and answer any mortgage questions you may have. We normally try to call you between 8:30 AM until about 6:00 PM Monday - Friday.
If you are unavailable at these times, try calling us at (651) 552-3681.
* The fine print: Mortgage loan application must be submitted between Feb 1, 2023 and March 31, 2023. Not a commitment to lend, extend credit, or enter into an interest rate lock agreement. All loans subject to credit approval. No actual cash value. You must qualify for, and close on a home loan with Cambria Mortgage to receive credit. The $500 closing cost credit will be applied as a lender credit on your final closing disclosure. Loan must close before Dec 31, 2023. Owner occupied properties only. Not available on MHFA down payment assistance loans, or loans under $100,000. Credit is towards closing costs and pre-paid items only, not down payment. Buyer must always make the minimum required down payment of the loan program. You must use Joe Metzler as your Loan Officer with Cambria Mortgage West St Paul Branch only. This offer does not apply to any other Cambria Mortgage Loan Officers or Branches. If you are currently using another Cambria Mortgage Loan Officer, you may not switch to receive this offer.
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33 Wentworth Ave E, St Paul, MN 55118
Contact
Main (651) 552-3681
Joe@JoeMetzler.com
Cell/Text (651) 705-6261
We also call from
(651) 615-7545
(952) 486-6135
Cambria Mortgage
NMLS# 322798 Branch:1888858
Joe Metzler Loan Officer
NMLS# 274132. License MN #MLO-274132, WI #11418. SD #MLO.03095, ND #NDMLO274132, IA #36175, FL #LO119389, CO #100536785
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2024.