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  • Tel: (651) 552-3681
    Email: joe@joemetzler.com

  • Interest Rates You Can Brag About

  • Thank you, we appreciate your business

    Our system has received your request, and is instantly notifying our staff to contact you.

    So what should you do next?

    Complete a full mortgage application!

    Having a full application allows us to more accurately zero in on your personal situation to determine what programs you qualify for, how much house you can buy, what payments might look like, etc. There is no cost or obligation to apply.

  • $500 Off Discount Code

    Your special closing cost discount credit code is CREDIT500. Please enter this code at the bottom of the online application when asked, or be sure to tell your Loan Officer if applying by phone or in person.

    We'll try contacting you

    It helps if you complete the online application first, but even if you don't, we will attempt to contact you shortly to customize a loan that meets your specific needs and answer any mortgage questions you may have. We normally try to call you between 8:30 AM until about 6:00 PM Monday - Friday.

    If you are unavailable at these times, try calling us at (651) 552-3681.

  • * The fine print:

    Mortgage loan application must be submitted between Nov 1, 2020 and December 31, 2020. Not a commitment to lend or extend credit. All loans subject to credit approval. No actual cash value. You must qualify for, and close a home loan with Cambria Mortgage to receive credit. The $500 closing cost credit will be applied as a lender credit on your final closing disclosure. Loan must close before March 211, 2021. Owner occupied properties only. Not available on down payment assistance loans, or loans under $100,000. Credit is towards closing costs and pre-paid items only, not down payment. Buyer must always make the minimum required down payment of the loan program. You must use Joe Metzler as your Loan Officer with Cambria Mortgage West St Paul Branch only. This offer does not apply to any other Cambria Mortgage Loan Officers or Branches. If you are currently using another Cambria Mortgage Loan Officer, you may not switch to receive this offer.

  • Our service and expertise sets us apart

  • Equal Housing Lender, Cambria Mortgage NMLS# 322798. We lend in: Minnesota, Wisconsin, Iowa, Colorado, Florida, North Dakota, South Dakota, and Texas. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2020, Joe Metzler, NMLS 274132