If our logo looks familiar, that is because Cambria Mortgage is a local Minnesota family owned company, and brought to you by the same family who brings you Cambria Natural Quartz Surfaces™. Cambria® prides itself on being the [...]
So you need a mortgage loan. Who do you use, a bank, a broker, or a direct mortgage lender? All will get you a loan, and all have 'Loan Officers'. Let's explore the differences: When you're looking to get a mortgage loan, you will [...]
We get it. Mortgages can feel a bit overwhelming, and contradicting information is all over the internet. Lot's of people have questions to ask a mortgage lender or mortgage broker. With over 25-years lending experience, and top rated nationwide, Joe[...]
All mortgage companies are regulated and licensed by numerous State and Federal regulators. Mortgage Loan Officers can be simply 'register' to do business, or fully licensed. We strongly recommend you only work with licensed Loan Officers,READ MORE [...]
Information Policies We place a high value upon the trust that you place in us when applying for a loan. We promise not to abuse that trust by inappropriately using the information you provide to us. We request this information in order to provide [...]
10 Tips to a smooth real estate closing / mortgage loan closing, from a guy who has been to thousands. Minneapolis, St Paul, MN: Congratulations! You "bought a house" and signed a purchase agreement. You've been working with your Loan [...]
Personalized and Accurate - Reviewed by A Licensed Loan Officer - Never Any Obligations - No SSN RequiredNo bank, mortgage lender or mortgage broker is able to be 100% accurate or guarantee an interest rate without the benefit of a full and [...]
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Install my Smartphone app Looking for the best resource for accurate mortgage calculations, home buying advice, and easy access to your loan officer? You’re on it. Start crunching monthly payments, browsing mortgage articles, viewing interest [...]
Importance of Loan Pre-Approval It's a competitive world in the home buying market today. You need every edge you can get. Getting pre-approved for a mortgage, and having a pre-approval letter from a local reputable lender like us gives you that [...]
1549 Livingston Ave, Suite 105
Saint Paul, MN 55118
Contact
Main (651) 552-3681
Joe@JoeMetzler.com
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We also call from
(651) 615-7545
(952) 486-6135
Cambria Mortgage
NMLS# 322798 Branch:1888858
Joe Metzler Loan Officer
NMLS# 274132. License MN #MLO-274132, WI #11418. SD #MLO.03095, ND #NDMLO274132, IA #36175, FL #LO119389, CO #100536785
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.