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Home Purchase - Home Refinance
Serving MN WI IA ND SD CO FL
When getting a home loan, one of the biggest concerns is the interest rate you get. Interest rates can change daily, sometimes hourly, and also vary based on loan type (like Conventional, FHA, VA loans), purpose of the loan (purchase, refinance, [...]
When initially getting a mortgage loan, you have an important decision to make about interest rates. You need to decide if you want to either float or lock your interest rate. Float means your rate is NOT guaranteed, and subject to [...]
Minneapolis, St Paul, MN: When obtaining an FHA home loan, not only does the lender look at your credit, income, debt ratio, etc., they also look at the home you plan on buying. An FHA appraisal will be required, and the HUD approved appraiser will [...]
A low down payment mortgage designed with your needs in mind Lack of down payment money is the biggest hurdle for most first time home buyers. We eliminate that hurdle for low and moderate income buyers making the dream of home ownership come true. [...]
Check the current conforming loan limit and FHA maximum loan limits in your area with the HUD.gov lookup tool. See what the maximum loan amount is in your area. Select your [state], then [limit type] for Fannie Mae / Freddie Mac back loans, or FHA [...]
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Self employed individuals often ask … “Why is it so difficult to qualify for a self employed mortgage loan?” Generally speaking, it is tougher to get a mortgage for the self employed buyer because it is harder to answer the [...]
What to expect when getting a mortgage loan from Cambria Mortgage, The Joe Metzler Team First and foremost, expect to have your loan handled by experienced, knowledgeable, and dedicated loan professionals. We offer multiple ways to start the [...]
Lenders are required by law to show you not just the loans rate, but a loans APR Minneapolis, MN: A borrower shopping for the best mortgage rate can easily be seduced by low rate offers that are accompanied by low annual percentage rates (APR). [...]
The VA loan program offers two amazing refinance options for our U.S. Military personal along side the popular no down payment VA loan to purchase a home. The IRRRL Streamline refinance if you have an existing VA loan, or the standard VA [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.