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Home Purchase - Home Refinance
Serving MN WI IA ND SD CO FL
Thinking about a mortgage refinance to lower your payment, shorten your term, or tap home equity with a cash‑out? Get a fast, no‑obligation refinance quote tailored to your goals—conventional, rate‑and‑term, FHA streamline, or VA IRRRL.[...]
Your mortgage isn’t just another transaction—it’s the foundation of your financial future. Entrusting it to someone who merely quotes rates, without the expertise to guide you or solve complex problems, is a risk you cannot [...]
Today's Mortgage RatesCurrent National Average Mortgage Interest Rates as of [current_date format='D d F Y'] * * Rates below are national average rates provided by a third party web site, and are not Cambria Mortgage specific rates. [...]
Secure Loan Application Ready to start your journey to homeownership? Skip the time off of work and the awkward bank meetings. Apply online. Our secure online mortgage application is fast, straightforward, and guided by local expert Joe Metzler. Get [...]
Thank you, we appreciate your business. Our system has received your application or request, and is instantly notifying our staff that it is ready for review So What Happens Next? Please check your email. You should have received important [...]
Secure Mortgage Application Filling out the online application should take only about 10 minutes. Completing the application does not obligate you to anything. This is a secure form, which means your information will be encrypted before being [...]
Ready for a full loan approval? It is easy, and just takes about 10 minutes online. There is never any obligation to apply for a refinance or to get pre-approved to buy a home. A full application allows you to get very accurate estimates of [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.