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Home Purchase - Home Refinance
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How much do I need for down payment when buying a home is a super common question, especially for first time home buyers. Unfortunately, there is no quick answer, as it varies based on many factors including loan type, property type, and [...]
Minneapolis, MN: It's a unique environment in real estate right now. Limited inventory of homes for sell means you'll get top dollar selling your home, but there is plenty of fear about finding and buying your new home. Next, with so much [...]
ST PAUL, Minn., April 28, 2021 — Hometown mortgage lender Cambria Mortgage is pleased to announce the launch of the Cambria Mortgage Mobile App. With the introduction of this new secure and encrypted technology, borrowers can apply for a home [...]
Home Shopping Tips in a Sellers Market Hands down, house hunting tends to be one of the most exciting parts of the home buying process. However, being unprepared can really take away from the experience. To ensure you have the best home [...]
Cash is king, and it always has been. 👑 Unfortunately, it’s not always easy to come up with a little extra for projects and goals. But here's a secret: A home mortgage can help you get the cash you need. It’s called a Cash-Out [...]
Mortgage interest rates are hovering near historic lows. Your phone, email, and mailbox are full of offers from lenders nationwide all promising great rates. You may have even accidentally responded to some ad promising rates so good, even good [...]
Talk of low interest rates fills the spring air. Published on: Feb 24, 2021 Spring is in the air. Do you know what else is in the air? Talk of low interest rates. If you haven’t caught wind that interest rates are historically low consider [...]
When buying a home, you have two major costs, down payment and closing costs. Everyone understands down payment, but closing costs confuse many people, and they can be pretty expensive. So what are closing costs? Closing costs are the fees for [...]
Minneapolis, MN: People spend weeks and months looking for that perfect home, but more often than not, make the mistake of use whatever Loan Officer answers the phone without question. Why? On the largest financial transaction of your life, [...]
Do Pre-Approval Letters Really Mean Anything? Minneapolis, MN: When buying a home, everyone will tell you that you need a Pre-Approval Letter, and pretty much no sellers will look at your offer without a Pre-Approval Letter being attached to your [...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.