(651) 552-3681
Home Purchase - Home Refinance
Serving MN WI IA ND SD CO FL
What is an FHA Loan? The quick answer is that it is a government backed mortgage loan offered by mortgage lenders that allows for a small 3.5% down payment, and easier qualifying than other home loan products. Home buyers in the Minneapolis, St Paul,[...]
Thank you for your service, you deserve nothing but the best. Why A VA Loan? It's simple. Lower Rates. Lower Payments. NO Mortgage Insurance, and NO down payment We are here to provide our active or military veterans and their families with [...]
Need to apply, schedule an appointment, have documents to drop off? Have a question? Our experienced licensed Loan Officers are here to help! Call (651) 552-3681 Want to stop by? Our physical address is: 1549 Livingston Ave, Suite 105[...]
USDA Loan Application | USDA Interest Rates | USDA Streamline Refinance | Want to buy a rural home? Like No Down Payment? Then this mortgage loan is for you! The US Department of Agriculture administers a means tested[...]
There are many homes in the market that are a diamond in the rough. With a little vision, elbow grease, and a little money, many of these homes can be restored to their former glory, and then some. Having the money to repair homes, or bring them up [...]
The Joe Metzler Team at Cambria Mortgage has averaged a 96% post closing customer satisfaction rating over the past 20-years. That an amazing achievement. This is because we strive to put our customers first, and help them achieve their [...]
What is a Jumbo Mortgage? Simply put, a jumbo mortgage loan is home loan that exceeds the current "conforming loan limit" as set by FHFA (Federal Housing Finance Agency). This limit is currently $726,200 in the states we lend of Minnesota, Wisconsin,[...]
We get it. A mortgage can be scary. Especially for first time home buyers. Here are some answers to very common mortgage questions.
Refinance Your Mortgage and Unlock Potential Savings Are you considering refinancing your home loan? There are several compelling reasons to do so: Lower Your Monthly Payment: Reduce your monthly mortgage costs and free up more cash for other [...]
My unique advantage is that I have been in the mortgage lending, the home loan business well over 25-years. Experience is everything in this industry. As a top 1% Loan Officer in the country for multiple years, I have the experience of all facets of [...]
Visit Our Social Media Pages
Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2025.