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Home Purchase - Home Refinance
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Importance of Loan Pre-Approval It's a competitive world in the home buying market today. You need every edge you can get. Getting pre-approved for a mortgage, and having a pre-approval letter from a local reputable lender like us gives you that [...]
In-office, virtual, and telephone appointments available. Click the scheduling link below. Pick any day or time you see available. You will be automatically confirmed. You can also call (651) 552-3681 to schedule an appointment with us, [wp_code[...]
Check to see the most current maximum FHA and conforming loan amount limits (Fannie Mae, and Freddie Mac backed loans). Maximum loan amount can vary by state and county. Bookmark this page, type Control - D
Top Mortgage Loan Mistakes to Avoid Buying a house | Refinancing your house | Five Do's For most people, a home is the biggest investment they will ever make. However, few people do the research necessary to make a good buying decision. The [...]
What is a First Time Home Buyer The term First Time Home Buyer is a catch all phrase that simply means either you have never owned a home previously, or you haven't owned a home in the last three-years. If that is the case, you may qualify for [...]
Are you a first time home buyer? We can help! Up to $18,000 available Down Payment Assistance | Deferred Down Payment Assistance | Monthly Payment Assistance Loan | Step Up Program | Cambria Mortgage is proud to [...]
How to Get the BEST Mortgage Interest Rate (The Truth) Shopping for a mortgage in Minneapolis, St. Paul, or anywhere in Minnesota? You’ve probably been told to look for the “lowest rate.” This is the wrong approach. The [...]
What is a fixed rate mortgage? As the name implies, the monthly payment on the loan stays exactly the same for the entire length of the mortgage loan. On a standard 30-year fixed rate mortgage, if the loan art of your monthly payment is $1,000 [...]
Simply put, an adjustable rate mortgage is one where your monthly mortgage payment can change over the length of the loan term, known as amortization terms. The loan may have a total term of 30-years, but along that timeframe, the payment amount can [...]
What is an FHA Loan? The quick answer is that it is a government backed mortgage loan offered by mortgage lenders that allows for a small 3.5% down payment, and easier qualifying than other home loan products. Home buyers in the Minneapolis, St Paul,[...]
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2026.