Upside Down on your home? We have a Bailout REFINANCE Program just for you!
Obama"Making Home Affordable" Refi

$8000 tax credit
For First-Time Buyers
and
Move Up Buyers who have owned their home for at least 5-years!
Learn More

Buying short sales
and Foreclosures

Joe Metzler, MMS, UMB (Minnesota Mortgage Specialist)
Less than 100 people in Minnesota hold this prestigious designation.

He is also a UMB, and an original founding member of the
upFront Mortgage Brokers Association.

Upfront Mortgage Broker ®, Endorsed by "The Mortgage Professor," Ivy League Professor and nationally syndicated columnist (Wall Street Journal, CNN) more

Requesting MN and WI Mortgage Quotes and Mortgage Closing Cost Information
3 Easy Options

Call the Metzler Group at Mortgages Unlimited at 651-70-LOAN1 (651-705-6261) for a mortgage quote. Speaking with a live experienced Loan Officer is easily the best way to obtain an accurate rate quote and estimate of settlement expenses.
Complete the Online Rate Quote Form on this page. This option allows Loan Officers the opportunity to research current rates and programs, then get back to you with our accurate quote.
Apply using our Secure Online Mortgage Application. Mortgages Unlimited does not charge an application fee to apply for a loan nor are you obligated to move forward once the application is complete.

Read our Guaranteed LOWEST RATE AND COST COMBINATION

Check Today's Mortgage Rates

EXPANDED $8000 Tax Credit for buying a home!
Cash to you from the Government!
Expanded stimulus packages from Washington to help homeowners and the sluggish housing market. If you've been on the fence about buying a home in today's real estate market,

NOW is the time to take advantage of a temporary $8,000 tax credit specifically designed for BOTH first-time home buyers, and MOVE UP BUYERS who have owned their home for at least 5-years! Read more on the expanded Tax credit

Search the Minneapolis Saint Paul area MLS for FREE! - Search Foreclosure Listings Only

Minneapolis / Saint Paul Business Journal has recognized Mortgages Unlimited as one of the top 25 locally owned mortgage lenders in Minnesota. Who are you thinking of doing business with? TOP REASONS YOU SHOULD HAVE US HELP YOU:

Extremely low competitive interest rates

Rock bottom LOW closing costs

Mortgage Lender and Mortgage Broker - The best of both worlds!

Professional highly trained experts to help you select the right mortgage program. Not just application takers.

Honesty, Integrity, Experience.

We make the process easy, convenient, and painless
GUARANTEED LOWEST RATE AND COST COMBINATION

Conducting Your MN or WI Mortgage Interest Rate Search

Shopping for a home loan has never been this easy. To obtain the most accurate and up-to-date mortgage quote for your loan scenario, call us toll free at 651-70-LOAN1 (651-705-6261). If you are simply shopping for a mortgage, you can fill-out our easy Rate Quote Form and someone will usually contact you within minutes with that information. You can also initiate the application process by completing our Secure Online Application. We advertises our services in many places and we are committed to honoring the displayed rates and mortgage closing costs as defined by the various publishers' guidelines. You can always count on Mortgages Unlimited for great rates and low mortgage closing costs. Please do not hesitate to contact us with any questions. We are always here to address your concerns and offer you up-to-the minute mortgage quotes and home loan advice.

Smart people know Mortgages Unlimited is your St Paul, Minneapolis best lender choice for your home loan needs. Our staff of Loan Officers are thankful for the opportunity to provide you with comprehensive mortgage rate quotes and mortgage closing cost information. Your Loan Officer will be happy to provide you with a Good Faith Estimate and Truth-In-Lending Statement so that you can better compare Mortgages Unlimited to other Mortgage providers. We at wish you the best during your mortgage rate search, and remind you that a low quote is only part of your overall satisfaction!

I know you have options and understand the importance of securing the very best rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

Joe Metzler and his team are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don't understand the life changing differences between different loan programs. We do... Learn More

We offer you; Competitive Rates, Lower Closing Costs, Free Good Faith Estimate, and Guaranteed Closing Costs! No one can do what we do!

As a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace. Get the personalized home mortgage loan experience you expect. Purchase, Refinance, Jumbo, Conventional, FHA loans, VA loans, MHFA CASA, USDA Rural Development zero down, first time home buyer, grants, HUD $100 Down program, Fannie Mae HomePath, commercial loans, reverse mortgages, and more.

What ever your situation, We've seen it before... and we can handle it!

Get real rate and closing cost estimates so you can see specific numbers right up front. No surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

With our low rates and low fees, you might be wondering about the kind of service or expertise you'll receive. You're in for a pleasant surprise. We've gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that's in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.

I have closed thousands of loans in my career. That's a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL!

We can do the same for you! So if you are checking mortgage rates in Minneapolis, St Paul, all of Minnesota or Wisconsin, we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!

We keep it simple! Slick advertising is not our game. We are a popular site on the Internet and it's not just because of our LOW rates. Its because we offer the whole package! We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

Honesty and integrity are the two most important things to find in a lender. Find an honest person and everything else will work out alright. I am a proud member of the "upFront Mortgage Brokers Association ®.

GUARANTEED LOWEST RATE AND COST COMBINATION plus UP-FRONT Minnesota Mortgage Lender SATISFACTION GUARANTEE

Do you want the lowest possible rate and cost combination for your mortgage loan, but are tired of trying to compare the fine print and determine the bottom-line differences between the quotes made by the various mortgage lenders and mortgage brokers in St Paul, Minneapolis, Madison, and Milwaukee areas?

I will guarantee you the lowest bottom-line rate and closing cost combination on your conventional fixed rate mortgage. It is that simple. We want you to make an informed choice when selecting a lender.

That's why we have an Up-Front Price Promise. It's our commitment to help you know where you stand from the beginning. We want your experience of selecting and obtaining a mortgage to be as simple and hassle-free as possible - with no unpleasant surprises. That's why we make the following promises to you:

You'll get an accurate rate and cost quote up front - and we will provide you with the following:
* A quick response on your loan application (24-business hours, or we pay for your appraisal)
* A written Good Faith Estimate (accurate at closing, or we pay the difference)
* We'll meet your closing date, or we'll lower your interest rate.

Because we are a direct lender, we handle the entire loan process from approval to closing. That means we can usually approve you within minutes without any middlemen, and all while receiving the personal attention of a dedicated, highly skilled, and experienced Senior Loan Officer who will serve you during the entire process and provide you with proactive automated loan status reports which are also easily accessible online 24/7.

Thank you for visiting the web site of the Joe Metzler Team at Mortgages Unlimited. We appreciate your business.

Visit "Joe Metzler's Minnesota Mortgage Blog"
Today's MN and WI mortgage news and real estate information

^{Equal Housing Lender}	Policies, Procedures, Disclaimers	33 Wentworth Ave E - Suite 290 West Saint Paul, MN 55118	(651) 552-3681

Our services available only for properties located in Minnesota and Wisconsin. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is strictly prohibited. All images, text, and materials Copyright © 1998-2010. Metzler Enterprises, LLC. All Rights Reserved.

Joe Metzler, MMS, UMB (Minnesota Mortgage Specialist) Less than 100 people in Minnesota hold this prestigious designation.