(651) 552-3681 Service Sets Us Apart

Upside Down on your home? We have a Bailout REFINANCE Program just for you!
Obama"Making Home Affordable" HARP Refinance

Buying short sales
and Foreclosures

"Thanks for helping us get this done, didn't really think it would happen. I called on a whim because you had placed my original mortgage on this house. Now we will be enjoying a lower house payment for years to come. Best wishes to you." - Angie W.
(Read our client testimonials)

Breaking News: Mortgage Rates Hit Record Low – Lock Your Low Rate Now!

MN and WI Home Loans, Mortgage Rates, and Closing Cost Information - 3 Easy Options

Option 1) Call the Metzler Group at Mortgages Unlimited at (651) 70-LOAN1 (651-705-6261). Speaking with a live experienced Loan Officer is easily the best way to apply, or to obtain an accurate interest rate quote and a Good Faith Estimate of closing costs.

Option 2) READY TO APPLY ONLINE? Our Secure Online Mortgage Application is available 24/7. Mortgages Unlimited does not charge an application fee to apply, and we will only move forward with your permission.

Option 3) WANT JUST QUICK QUOTE? Complete the Online Mortgage Rate Quote Form. This option allows Loan Officers the opportunity to research current interest rates and programs, then get back to you with our accurate quote.

As a Direct Mortgage Lender, MN mortgages are all we do. We can close your loan in half the time of most other lenders! We BEAT THE BANKS everyday with our combination of loan programs, rates, and services. We do it all, and we do it cheaper, faster, and with better service. Buying a home loans, Refinancing loans, Jumbo loans, Standard Conventional loans (Fannie Mae / Freddie Mac), FHA loans, VA loans, MHFA CASA, USDA Rural Development zero down, Dakota County First Time Home Buyer, City Living, first time home buyer, grants, HUD homes, HomePath, reverse mortgages, mortgages for self-employed people, and more. Lost Value? New government initiatives make refinancing still possible.

TOP REASONS YOU SHOULD HAVE US HELP YOU:

We keep it simple for you! Slick advertising is not our game. We are a top MN lender, and it's not just because of our LOW mortgage rates. Its because we offer the whole package! We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

GUARANTEED lowest rate and closing cost combination

Minneapolis / Saint Paul Business Journal has recognized Mortgages Unlimited as one of the top 25 locally owned mortgage lenders in Minnesota. Who are you thinking of doing business with?

Don't make the Top Mortgage Mistakes:

Purchase: Using your Realtor's in-house lender, or the big banks

Refinance: Assuming the company you currently make payments to is your best option

LOWEST possible interest rates
NO junk fees in our closing costs

NO applications fees

FREE Good Faith Estimates

Accurate Estimates

Accurate APR's

Fast Closings

Direct Lender

Minnesota based - not some out-state 800 number
Professional highly trained experts to help you select the right mortgage program
Professional Analysis

Not just application takers.
Honesty, Integrity, Experience.
We make the process easy, convenient, and painless

Search the Minneapolis Saint Paul area Home For Sale MLS Listings for FREE! - Search Foreclosure Listings Only

Conducting Your Minnesota or Wisconsin Mortgage Rate and Lender Search

Shopping for a home loan has never been this easy. To obtain the most accurate and up-to-date mortgage rate quote for your loan scenario, call us toll free at 651-705-6261 (651-70-LOAN1). If you are simply shopping for a mortgage, you can fill-out our easy Rate Quote Form and someone will usually contact you within minutes with that information. You can also initiate the application process by completing our Secure Online Application. We advertises our services in many places and we are committed to honoring the displayed rates and mortgage closing costs as defined by the various publishers' guidelines. You can always count on Mortgages Unlimited for great rates and low mortgage closing costs. Please do not hesitate to contact us with any questions. We are always here to address your concerns and offer you up-to-the minute mortgage quotes and home loan advice.

Smart people know Mortgages Unlimited is your St Paul, Minneapolis best lender choice for your home loan needs. Our staff of Loan Officers are thankful for the opportunity to provide you with comprehensive mortgage rate quotes and mortgage closing cost information. Your Loan Officer will be happy to provide you with a Good Faith Estimate and Truth-In-Lending Statement so that you can better compare Mortgages Unlimited to other Mortgage providers. We at wish you the best during your mortgage rate search, and remind you that a low quote is only part of your overall satisfaction!

I know you have options and understand the importance of securing the very best rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

Joe Metzler and his team are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don't understand the life changing differences between different loan programs. We do... Learn More

Get real rate and closing cost estimates so you can see specific numbers right up front. No surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

With our low rates and low fees, you might be wondering about the kind of service or expertise you'll receive. You're in for a pleasant surprise. We've gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that's in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.

I have closed thousands of loans in my career. That's a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL!

We can do the same for you! So if you are checking mortgage rates in Minneapolis, St Paul, all of Minnesota or Wisconsin, we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!

GUARANTEED LOWEST RATE AND COST COMBINATION plus UP-FRONT Minnesota Mortgage Lender SATISFACTION GUARANTEE

Do you want the lowest possible rate and cost combination for your mortgage loan, but are tired of trying to compare the fine print and determine the bottom-line differences between the quotes made by the various mortgage lenders and mortgage brokers in St Paul, Minneapolis, Madison, and Milwaukee areas?

I will guarantee you the lowest bottom-line rate and closing cost combination on your conventional fixed rate mortgage. It is that simple. We want you to make an informed choice when selecting a lender.

That's why we have an Up-Front Price Promise. It's our commitment to help you know where you stand from the beginning. We want your experience of selecting and obtaining a mortgage to be as simple and hassle-free as possible - with no unpleasant surprises. That's why we make the following promises to you:

You'll get an accurate rate and cost quote up front - and we will provide you with the following:
* A quick response on your loan application (24-business hours, or we pay for your appraisal)
* A written Good Faith Estimate (accurate at closing, or we pay the difference)
* We'll meet your closing date, or we'll lower your interest rate.

Because we are a direct lender, we handle the entire loan process from approval to closing. That means we can usually approve you within minutes without any middlemen, and all while receiving the personal attention of a dedicated, highly skilled, and experienced Senior Loan Officer who will serve you during the entire process and provide you with proactive automated loan status reports which are also easily accessible online 24/7.

Equal Housing Lender	Policies, Procedures, Disclaimers	33 Wentworth Ave E - Suite 290 West Saint Paul, MN 55118	(651) 552-3681

Our services available only for properties located in Minnesota and Wisconsin. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is strictly prohibited. All images, text, and materials Copyright © 1998-2010. Metzler Enterprises, LLC. All Rights Reserved.

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