Mortgages Unlimited, Minnesota, Wisconsin, and South Dakota
(651) 552-3681       Service Sets Us Apart

Joe Metzler Team - Minnesota, Wisconsin, South Dakota Home Loans

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Get A FREE Good Faith Estimate and Interest Rate Quote
Personalized and Accurate

We are a Direct Lender! We fund and close our own loans!

All of our home mortgage loans are designed to fit your specific needs and credit situation. Therefore it is hard to quote one rate online that would apply to everyone.  We have developed analytical systems to evaluate your mortgage needs and to assist you in determining the best mortgage for your needs based on qualifications, mortgage retention time, initial cost, cash flow, taxes, and the overall total cost of the mortgage.

States we serveBy giving us a few details, we can usually provide you with an more accurate quote of our most current rates. We are aware that many companies do post their rates on their sites, however, because there are several variables that determine your actual rate, you may be viewing rates that are inaccurate or require such stringent qualification requirements that most borrowers do not qualify for that rate. Be careful of focusing too much on a published Interest Rate that may be a representation of a product that does not relate to your situation or the broader scope of your needs.



This loan is to

The property is/will be our

What STATE is the property?

(we lend in MN, WI and SD ONLY)

What is the property zip code ?

We are thinking of a

loan program

Amortization term of years. 10 - 30yrs available

Rate and Cost Options?

Desired Interest Rate? %

Estimated date of closing

Do you want to pay points to lower the rate?



If you are refinancing your home, answer these questions:
How much do you owe on the home? $  Combine total of 1st, 2nd, Equity Loans
Today's value of the property?$
  Lookup? Hennepin, Ramsey, Dakota, Washington, Scott, Anoka
What is your current loan rate? 1st mortgage %. 2nd mortgage %
New Loan Amount Requested? $
How to pay closing costs?
Do you escrow? YES  NO
Name of current lender?
What type is your existing loan?   Fannie Freddie VA  FHA  Other Unknown
  See if Fannie Mae or Freddie Mac own your loan
What are your escrows? Taxes $ per year. Insurance $per yr
Do you pay Mortgage Insurance? YES  NO
     If yes, how much per month? $


If you are purchasing a home, answer these questions:
What is the (estimated) purchase price? $
Down Payment Size
Property taxes? $ if known
Estimated home owners insurance? $ if known


How would YOU rate your credit?
What is your credit score?
Ever had a bankruptcy? YES  NO      If "Yes", how long ago?
Ever have a foreclosure? YES  NO      If "Yes", how long ago?


* = Information Required

Full Name (first / last): *
Best Contact Phone # * Alternative Phone #
E-Mail *
Address *
  State Zip *
Other Information:
Please write in any other information you feel is important to us making our rate quote.
How did you find us? 

In accordance with The Privacy of Consumer Financial Information Act, we understands that any information given by the customer for mortgage purposes will be used only for loan approval. Any personal information given on this web site will not be re-distributed or sold in any manner whatsoever. This is a SECURE form. Your information will be encrypted

  Equal Housing Lender

Policies, Procedures, Disclaimers

33 Wentworth Ave E - Suite 290
Saint Paul, MN 55118

(651) 552-3681  

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Our services available only for properties located in Minnesota, Wisconsin, and South Dakota. Licensed as Mortgages Unlimited, Inc. NMLS # 225504. Joe Metzler NMLS # 274132. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is strictly prohibited.  All images, text, and materials 1998 - 2018 Joe Metzler. This is the private web site of Joe Metzler, NMLS #274132. All Rights Reserved.