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Get Your Mortgage Quote – Trusted Local Lender Since 1999
⭐ 4.9-Star Rated
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5,000+ Loans Funded by the Metzler Team
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25+ Years of Excellence
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NMLS #274132🏠 FREE Mortgage Quote in Minutes – No SSN Required!
We are the ACTUAL lender! Unlike brokers, we originate, underwrite, fund and close our own loans for faster approvals and better rates.
⚡ Personalized Rate Quote – Reviewed by Licensed Loan Officers, NOT Computers
🎯 Why 5,000+ Homeowners Have Choosen The Joe Metzler Team
✅ Direct Lender Advantage
- No middleman delays – We control the entire process
- Faster closings – Average 21 days vs. industry 45 days
- Better rates – No broker markup fees
- NMLS #274132 – Fully licensed direct lender
🏆 25+ Years of Local Expertise
Serving Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida
💡 Important: Why Generic Online Rates Are Misleading
⚠️ BUYER BEWARE: Most online rates require perfect credit, huge down payments, and fees that aren’t disclosed upfront.
Our difference? We provide personalized quotes based on YOUR actual situation – not unrealistic “teaser rates” you’ll never qualify for.
🌟 What Our Customers Say:
Minnesota Reviews:
“Cambria made our Minneapolis home purchase seamless. Best rates in town!”
“Professional team, honest rates, quick closing. Highly recommend!”
Multi-State Success:
“Helped us refinance our Colorado home – saved $400/month!”
“Florida purchase was stress-free thanks to their expertise!”
“Iowa first-time buyer – they walked us through everything!”
🚨 ACT NOW: Rates Change Daily!
Don’t miss today’s rates! Our analytical systems evaluate YOUR specific needs to find the perfect loan based on:
✅ Your qualifications & credit situation✅ Mortgage retention time preferences✅ Initial costs & cash flow needs✅ Tax implications & total loan cost🔒 Your Information is Secure – No Obligations Ever
Get Your FREE Quote Now:
📞 Speak with a Licensed Loan Officer Today
Call: (651) 552-3681
🏆 Trusted Across 7 States
Licensed in: Minnesota • Wisconsin • Iowa • North Dakota • South Dakota • Colorado • Florida
NMLS #274132
4.9/5 Stars
5,000+ Loans Funded by the Metzler Team
25+ Years ExperienceAll home mortgage loans are designed to fit your specific needs and credit situation. Rates shown are estimates and subject to qualification.
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Home Purchase - Home Refinance
Serving MN WI IA ND SD CO FL
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Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, Colorado, and Florida only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2026.