Up-front Mortgage Lender Joe Metzler Mortgage Group. Best Rates, low costs, first time buyers, zero down
We were recently rated 8th largest lender in Minnesota by the Minneapolis St. Paul Business Journal.


NO Documentation Loans

Our Best NINA program (No Income, No Asset) allows you to qualify with ZERO down (no equity), a credit score, and an appraisal!

Our fastest, easiest program ever, offering borrowers three documentation options on 10- to 30- year Conforming Fixed Products and adjustables.  While our competitors are only offering "No Doc" loans on expensive non-conforming portfolio products, or 2 year ARM loans, we can offer you up to a 90% Loan-to-Value, No Income, No Asset loans on a 30 year Conforming Fixed Rate (even on investment properties)!

ZERO DOWN - No Documentation Loans also available
Call for details!

Borrower Profile

- Prefer not to document their income levels
- Have a hard time documenting income
- Can't show enough income because co-borrower has bad credit
- Terrific credit but limited assets or an asset base that obviously demonstrates an income higher than reported
- Self-employed, salaried, and retired borrowers all qualify

Problem: Your Co-borrower's bad credit is preventing you from buying a house.

Solution:  Don't let some lender tell you you need a high interest rate sub-prime loan! We recommend that you drop the co-borrower from the application. You can then qualify for a NINA on your own with no income or asset disclosure! Even with a slightly higher interest rate than full documentation, we can shave 2-3% off the interest rate over typical sub-prime loans.

Problem: You are a small business owner with great credit, a lot of write-offs, and $50,000 in reserves.

Solution:  Proving your income might be more hassle than it's worth. We'll show you how we have the quickest, easiest way to get approved on our most common mortgage product - a conforming fixed-rate loan! With the NINA program you won't even have to tell us his income. WE DON'T CARE!

 


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Joe Metzler, MMS, UMB
Senior Mortgage Banker
971 Sibley Memorial Hwy
Saint Paul, MN 55118

Phone (651) 552-3681

Map
Fax (651) 994-6425

MAMB

Equal Housing Lender - Our services available only for properties located in Minnesota, Wisconsin, and Florida. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Great Rivers Mortgage, LLC and Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 9th Largest Retail Mortgage Originators in the country. We were recently ranked as 8th largest in Minnesota, by Minneapolis/St. Paul Business Journal. Any use or duplication of any materials is  strictly prohibited.  All images, text, and materials Copyright © 1998-2007. Metzler Enterprises, LLC. All Rights Reserved.

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