Up-front Mortgage Lender Joe Metzler Mortgage Group. Best Rates, low costs, first time buyers, zero down
We were recently rated 8th largest lender in Minnesota by the Minneapolis St. Paul Business Journal.


First-time buyers - You CAN own a Home in today's market!

It is the dream of everyone to own their own home. Many potential home buyers who think they can't, actually CAN qualify for a mortgage.

Purchasing a home for the first time is truly one of life’s milestones. Homeownership is a worthy goal, and thanks to a variety of available financing options, it is a goal that is now in reach for more people. Today’s low mortgage rates make this a historically attractive time to buy, and new loan programs have helped to make the home loan application process simpler than ever before. Like any important goal in life, homeownership is a substantial responsibility, and there are a number of critical steps necessary to make the dream of buying that first home a reality. We specialize in helping first-time homebuyers of all kinds who have demonstrated that they are a worthy to own a home. For example, if you are comfortably paying rent and have one year of rental history, you very well could be a homeowner.

Click HERE to run our Rent VS Buy CalculatorIt all starts with understanding the Rent VS Buy benefits. While everyone’s individual financial situation varies, you need to make sure financing is in place BEFORE you start looking at homes or talking to Real Estate Agents. This is where we come in.

 
We will hold your hand from A to Z. The prospect of home ownership is clearly rewarding; however, the process of applying for a home loan and selecting a property can seem daunting – especially for first-time buyers. It really isn't. We assist consumers in understanding and navigating the details of home loan application, and answering ALL of your questions. It all starts with Applying For Your Loan with our FREE NO COST one hour decision system!
 
Once you have applied, we will walk you through all your options, and make sure you know What To Expect, although the actual approval process is fairly straight forward.
 
When we are done, we will issue you a "pre-approval" letter, and put you in contact with a qualified, real estate professional who will help you find, negotiate, and close on your dream home. Many people go from renter to owner in as little as 45 days!

Many potential buyers who "think" they can't, actually CAN qualify for a home. We have countless success stories on file, and you can be one too!

Buying a home is something we all dream about, usually for years. You may not have been able to save for a down payment, and therefore figured you could not buy a home. In today's mortgage market, a down payment is not always required. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you've saved.

Stop renting. Start building your financial future, and get all your home owner tax benefits! We can show you how you'll be able to afford a home sooner, and you'll probably be able to afford more home than you think! 

You'll never know if you don't apply right now! Let us help you explore all your mortgage options. We specialize in helping first-time homebuyers of all kinds  We look forward to helping you!

If you are just starting to think about buying a home, give us a call or fill out an application 24/7. In about 10 minutes over the phone, we can tell you if you qualify. This service is absolutely FREE and takes just minutes. You have nothing to lose - except the chance to own your own dream home! So call now, because the call could be your first step in becoming a homeowner.

Ready? Click here to Get Started by filling out our loan application.

Zero Down? No problem. We have programs for that too.

THE BOTTOM LINE: It isn't as scary as you think. If you want to buy a home, we probably have a program that will work for you. There are no costs or obligations, plus we'll give you a FREE credit report. You'll never know if you don't call, so call right now!


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Joe Metzler, MMS, UMB
Senior Mortgage Banker
971 Sibley Memorial Hwy (Hwy 13)
Saint Paul, MN 55118

Phone (651) 552-3681

Map
Cell (651) 592-4460 - Fax (651) 994-6425

MAMB

Equal Housing Lender - Our services available only for properties located in Minnesota, Wisconsin, and Florida. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Great Rivers Mortgage, LLC and Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 9th Largest Retail Mortgage Originators in the country. We were recently ranked as 8th largest in Minnesota, by Minneapolis/St. Paul Business Journal. Any use or duplication of any materials is  strictly prohibited.  All images, text, and materials Copyright © 1998-2008. Metzler Enterprises, LLC. All Rights Reserved.

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