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  • Current National Mortgage Interest Rate Averages

    Mortgage Interest Rates listed below are provided by a third party, and reflect national average mortgage interest rates, and assumes standard 1% loan origination. Free mortgage rate quoteYour actual interest rate may vary based on your personal situation, loan type, credit scores, and closing cost choices. Lower rates available by paying discount points (higher closing costs). 

     A personal mortgage rate quote is highly advised. Click HERE

    Our interest rates in Minnesota, Wisconsin, and South Dakota are generally slightly lower than the national average.

    Your actual rate may be differentMortgage interest rates vary by many factors, including your credit credit score, the loan loan program, your down payment size, buying discount points, owner occupied versus a rental property, cash out refinance versus no cash out, the closing cost cost option you select, and more.

    Current National Mortgage Interest Rate Averages for Jan 23 2020

    This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Rates, points and programs are subject to change without notice and cannot be guaranteed, nor is it a guaranty of loan approval.

    The information here may not be up-to-date and may no longer be accurate. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report.