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  • Current National Mortgage Interest Rate Averages

    Mortgage Interest Rates listed below are provided by a third party, and reflect national average mortgage interest rates with standard 1% loan origination.

    Your actual interest rate may vary based on your personal situation, loan type, credit scores, and closing cost choices. Lower rates available by paying discount points (higher closing costs).  Lower closing costs available by taking a higher interest rate.

     Current National Mortgage Interest Rate Averages as of Apr 05 2020

    [ COVID19 Update ]

    Free mortgage rate quote

    COVID19 has seriously affected the mortgage markets. Rates are likely to remain extremely volatile for now, and are much high than mortgage bonds would normally indicate due to lender capacity, fear, and secondary market concerns. Rates below now reflect only purchase rate averages. Refinance rate averages will be higher.

    A personal mortgage rate quote is highly advised. Click HERE

    These are national average rates provided by a third party, not necessarily the rate you qualify for. Rates provides as a reference to where averages rates are trending.

    This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Rates, points and programs are subject to change without notice and cannot be guaranteed, nor is it a guaranty of loan approval. The information here may not be up-to-date and may no longer be accurate.  Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report.