• (651) 552-3681

    Home Purchase - Home Refinance
    Lending in AZ, CO, FL, IA, MN, ND, SD, Wi

    Upload Documents Cambria Mortgage app
    Cambria Mortgage application

  • From Cheese Curds to Curb Appeal: Why Fall is the Best Time to Make Your Move

    The Minnesota State Fair is officially here next week! As we head to the Fairgrounds for our annual fix of sweet corn, corn dogs, and midway fun, many of us are also looking ahead to the rest of the year.

    Did you know that the same ‘Fair logic’ applies to real estate? Just like navigating the Fair takes a little bit of planning—knowing where to park, which days to go, and how to pace yourself—buying a home is all about having a strategy.

    While the rest of the world is busy enjoying the final days of summer, the fall housing market offers a unique ‘sweet spot.’ With the summer rush beginning to settle, you’ll find that you have a bit more room to breathe, more time to compare options, and often, more serious sellers.

    Don’t let the season slip by. Whether you’re looking to find a ‘home base’ where you can put your feet up after a long day of adventure, or you’re ready to invest in your future equity, I’m here to help you navigate the process.

    Grad a Sweet Deal with Cambria Mortgage

    Ready to stop guessing and start winning? Navigating the mortgage market shouldn’t feel like waiting in an hour-long line for a Pronto Pup. Let’s skip the wait and get straight to the numbers. Give me a ring at (651) 552-3681, hit the button below to get a quote, or click here to schedule a quick 15-minute ‘Fair-Side Chat.’ No pressure, no sales pitch—just the clarity you need to make your next move with total confidence. Ready now? Just Click the Apply buttons you see all over this page.

    Cambria Mortgage, NMLS 274132 – Equal Housing Lender.

  • ** EXPERIENCE MATTERS **

    Top rated mortgage lender locally and nationally, year after year... This is because clients agree - Experienced Loan Officers with mortgage interest rates you can brag about and amazing service clearly sets us apart from the big banks and online lenders.

  • Equal Housing Lender. The Joe Metzler Team at Cambria Mortgage lends in Arizona, Colorado, Florida, Iowa, Minnesota, North Dakota, South Dakota , and Wisconsin only. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. Information here can become out of date, and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. Joe Metzler, NMLS 274132, Cambria Mortgage NMLS 322798. © 1998 - 2026.

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