• (651) 552-3681

    Home Purchase - Home Refinance
    Serving MN WI IA ND SD CO FL

    Upload Documents Cambria Mortgage app
    Cambria Mortgage application


    Thank you, we appreciate your business. Our system has received your application or request, and is instantly notifying our staff that it is ready for review

    So What Happens Next?

    Please check your email. You should have received important information about your application from us.

    If you DON"T see it, please check your spam box. If there, you should whitelist our domain names, and mark any eMail as NOT SPAM so our important communications get through  Please whitelist @CambriaMortgage.com, @JoeMetzler.com, and @elliemae.com. Depending on your E-mail provider, simply marking an eMail not SPAM may only works for that one message, not all future ones.

    Click here for popular E-Mail Whitelist Instructions 

    We'll try contacting you

    We will attempt to contact you shortly to customize a loan that meets your specific needs and answer any questions you may have. We normally try to call you between 8:30 AM until about 6:00 PM Monday - Friday. If you are unavailable at these times, it helps us greatly if you can try to contact us tooCall (651) 552-3681. 

    Download Our Mobile App

    Now that you have applied, install our mobile application for a better loan experience. You can run payment calculations, view your loan application status, scan and upload supporting documents, sign application paperwork, and more.

    From your mobile device, Just CLICK HERE TO INSTALL THE CAMBRIA MOBILE APP

  • We need some documents from you: 

    Minimum standard documentation for all applicants are

    • Last 30-days of pay stubs (all borrowers, all jobs) 
    • If Self Employed or own rental property, last two years federal tax returns (all pages, all schedules, including any W2's, and K1's)  
    • Get Social Security or a pension? Most recent Award Letter
    • The most recent two years W2's (all jobs - if applicable)
    • Past two month bank and asset statements (all pages - real statements, like what would be mailed to to your home)
    • IF REFINANCE: Most recent mortgage statement (all mortgage loans)
    • Depending on your situation, we may need other documents, including divorce decrees, child support information, bankruptcy documents, foreclosure or short-sale documents, etc. We will notify you as soon as possible if you need additional items. 
  • Secure Mortgage Website

    Start Submitting Your Documents

    Upload Your Documents (Multiple Files Allowed)


  • You can also: 

    • Fax to (651) 994-6425 (30 pages or less per fax)
    • Send regular email to documents@joemetzler.com
    • Drop off or mail to: Cambria Mortgage, 33 Wentworth Ave E, Suite 290, St Paul, MN 55118 (map)

    Watch for "Loan Status Report" E-mails and push notification to our mobile app about your application

    Now that your application is finished, you will start to receive E-Mail notifications as each step of your loan process is completed. Many of these come via E-mail, so again, be sure to check your SPAM Box and Whitelist anything from us so you don't miss important communications along the way.

    Let us know if you have questions

    We are here to help.  Do not hesitate to contact us by phone, email, text, or even chatting here on the website.

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