LOAN APPLICATION RECEIVED

Thank you, we appreciate your business. Our system has received your application or request, and is instantly notifying our staff that it is ready for review

So What Happens Next?

PLEASE GO CHECK YOUR EMAIL AND SPAM BOX RIGHT NOW to MAKE SURE you are RECEIVING OUR IMPORTANT INFORMATION.

Unfortunately, a lot of our E-Mails incorrectly go to SPAM. Whitelisting our domain names, and marking any E-Mail as NOT SPAM is an important step to make sure our important communications get through  Please whitelist @CambriaMortgage.com, @JoeMetzler.com, and @elliemae.com. Depending on your E-mail provider, simply marking an E-Mail not SPAM only works for that one message, not all future ones.

Click here for popular E-Mail Whitelist Instructions 

We'll try contacting you

We will attempt to contact you shortly to customize a loan that meets your specific needs and answer any questions you may have. We normally try to call you between 8:30 AM until about 6:00 PM Monday - Friday. If you are unavailable at these times, it helps us greatly if you can try to contact us too. Call (651) 552-3681. 

Download Our Mobile App

Now that you have applied, install our mobile application for a better loan experience. You can run payment calculations, view your loan application status, scan and upload supporting documents, sign application paperwork, and more.

From your mobile device, Just CLICK HERE TO INSTALL THE CAMBRIA MOBILE APP

We need some documents from you: 

Minimum standard documentation for all applicants are

• Last 30-days of pay stubs (all borrowers, all jobs) 
• If Self Employed or own rental property, last two years federal tax returns (all pages, all schedules, including any W2's, and K1's)  
• Get Social Security or a pension? Most recent Award Letter
• The most recent two years W2's (all jobs - if applicable)
• Past two month bank and asset statements (all pages - real statements, like what would be mailed to to your home)
  
• IF REFINANCE: Most recent mortgage statement (all mortgage loans)
• Depending on your situation, we may need other documents, including divorce decrees, child support information, bankruptcy documents, foreclosure or short-sale documents, etc. We will notify you as soon as possible if you need additional items. 

Start submitting your application supporting documents via one of these options:

• Use our Mobile app (best)
• Use our secure upload system 
• Fax to (651) 994-6425 (30 pages or less per fax)
• Send regular email to documents@joemetzler.com
  
• Drop off or mail to: Cambria Mortgage, 33 Wentworth Ave E, Suite 290, St Paul, MN 55118 (map)

Watch for "Loan Status Report" E-mails and push notification to our mobile app about your application

Now that your application is finished, you will start to receive E-Mail notifications as each step of your loan process is completed. Many of these come via E-mail, so again, be sure to check your SPAM Box and Whitelist anything from us so you don't miss important communications along the way.