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Member of the Up-front Mortgage Brokers Association

Joe Metzler, MMS, UMB (Minnesota Mortgage Specialist)
 Less than 100 people in Minnesota hold this prestigious designation.

He is also an original founding member of the
 Up-Front Mortgage Brokers Association.

Upfront Mortgage Broker ®, Endorsed by "The Mortgage Professor," Ivy League Professor and nationally syndicated columnist (Wall Street Journal, CNN)   more

VIEW TODAY'S RATES

Housing and Economic Recovery Act of 2008. $8000 First Time Home Buyers Credit
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The FED Cut Rates again.
Why are fixed rates not lower?
 Learn More


We provide home mortgage loans only for properties located in MN, WI, and FLMortgage interest rates -- just like stock prices -- change price daily and you can win big or lose big if you don't know what you are doing. Learn the #1 Mortgage Interest Rate and Lender Shopping Tip

For the homebuyer that is "shopping" for a mortgage, or waiting for rates to fall, or just "hasn't gotten around to it", we suggest you almost always lock, and to do it quickly. The sooner you lock your rate, the less chance you have of losing in the Mortgage Rate game. If you are refinancing, you can gamble a bit more, but if you have a signed purchase contract in hand, lock your rate as soon as possible.  There is no better way to protect yourself from the fickle mortgage markets. Holding out for 1/8th - 1/4% more is just not worth the risk! If you want to gamble... go to Vegas. Be sure to sign up to receive our DAILY Interest Rates by E-Mail.

Is Refinancing Right For You? Should I Pay Points?, Closing Costs Break Even, Refinance Interest Savings

Think you're getting a great deal? Get a FREE Second Opinion. Get a FREE copy of our #1 Mistake Report, and be sure to read my article on How to Shop Lenders and the proper ways of Interest Rate Shopping.

Obama "Making Home Affordable Program" Refinance details - Click here

We are a Fannie Mae HomePath ® Lender in Minnesota and Wisconsin Apply for a Homepath loan in Minnesota and Wisconsin Learn More

MY NUMBER 1 MORTGAGE INTEREST RATE AND LENDER SHOPPING TIP: Google the Loan Officer you are thinking of working with! Do you get any hits? What are they? Does the Loan Officer appear to be highly respected and quoted with lots of links? Then you are probably working with a professional. Can't find anything, or maybe just a listing on the company web site? That probably wouldn't be who I would pick to handle my largest financial transaction. How to properly shop for a mortgage lender and loan officer.

This is one quick simple way to help you make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who just quotes rates, but is not capable of properly advising you, analyzing loan programs to fit your wants, needs, goal, and troubleshooting the issues that may arise along the way.

See what Joe Metzler has to say about current mortgage interest rates on MSNBC.com
See Joe Metzler quoted by Reuters News Agency
 Read what Joe Metzler has to say about refinancing on BankRate.com

Visit "Joe Metzler's Minnesota Mortgage Blog"
Today's mortgage news and real estate information

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33 Wentworth Ave E - Suite 290
West Saint Paul, MN 55118

(651) 552-3681  

Member in Good Standings, National Association of Mortgage Brokers Read our weekly Mortgage Market review Minneapolis / Saint Paul Business Journal has recognized Mortgages Unlimited as one of the top 25 locally owned mortgage lenders in Minnesota. Who are you thinking of doing business with? Top Mortgage Lenders in Minneapolis St Paul MN Member in Good Standings, Minnesota Mortgage Association

Our services available only for properties located in Minnesota, Wisconsin, and Florida. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is  strictly prohibited.  All images, text, and materials Copyright © 1998-2010. Metzler Enterprises, LLC. All Rights Reserved.

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