(651) 552-3681
Service Sets Us Apart
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Joe Metzler, MMS, UMB
Multimillion Dollar Loan
Originator
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Minneapolis
St Paul Business Journal has recognized Mortgages Unlimited as one of
the top 25 locally owned mortgage lenders in Minnesota. Who are you
thinking of doing business with?
Joe Metzler, MLO, MMS, UMB is
also an
original founding member of the upFront Mortgage Brokers Association.
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About Joe Metzler, and the Metzler Team at Mortgages Unlimited
As your Mortgage professional, I will show you your different options. You tell me what you really want, and then I will advise you on what I think is best based on your needs and financial goals. I'm proud to provide solutions to each of my customers, no matter what their financing needs!"
When you finance through the Metzler Team, there are no surprises at closing because we provide you with prequalification advice, ongoing assistance and follow-up support. Working together with banks, real estate agents, title companies, appraisers and homebuyers, the Metzler Team has developed a solid reputation for dependability, honesty and consistently successful performance. You can trust that this expertise will result in a smooth and stress-free experience.
Joe is an MMS (Minnesota Mortgage Specialist) UMB - (upFront Mortgage Broker)What is the Minnesota Mortgage Specialist (MMS) designation?
Currently less than 100 people in Minnesota have completed the requirements to earn their MMS designation!
The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics.
To achieve this designation, an MMS must have at least two years experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the MMS test. To retain their designation, an MMS must maintain at least 6 hours of continuing education per year. Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim.
With dozens of competing lenders and mortgage programs to choose from in an industry that depends on quality and service, he can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors.
Once you meet Joe, it's easy to see why he is a successful loan officer. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.
Having helped Realtors and Builders successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on! Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, call Joe today for all of your mortgage financing needs.
Joe is also highly regarded in the mortgage industry, having been interviewed and quoted on TV, radio, and print press. Here are a couple of recent quotes from major publications:
See Joe Metzler on Fox 9 News
Read
Joe Metzler quoted at BANKRATE.com
See
what Joe Metzler has to say about current mortgage interest rates on
MSNBC.com
See Joe Metzler quoted by
Reuters News Agency
MY NUMBER 1 MORTGAGE SHOPPING TIP: Google the Loan Officer you are thinking of working with! Do you get any hits? What are they? Does the Loan Officer appear to be highly respected and quoted with lots of links? Then you are probably working with a professional. Can't find anything, or maybe just a listing on the company web site? That probably wouldn't be who I would pick to handle my largest financial transaction.
Our Commitment as Mortgage Lenders - View our GUARANTEES
We will return phone calls promptly.
We will keep all parties informed, every step of the way.
We will endeavor to resolving problems quickly.
We will following through on each transaction right through to moving day.
We will endeavor to act in the best interests of the customer at all times.
We will establish a price for services upfront, in writing, based on information provided by the customer (a Good Faith Estimate), so that there are no surprises.
*The price or prices will cover all the services provided by us.
*On third party services, such as an appraisal, ordered by us, but paid for by the customer, I will provide the invoice from the third party service provider at the customer’s request. Alternatively, I may have the payment made directly by the customer to the third party service provider (example: you pay the appraiser when he is at your home).
We will endeavor to make my Good Faith Estimate as accurate as possible (unlike the "sunshine lenders", who quote rates & closing costs which are unrealistic, in order to get your business - then surprise you later).
We will use my best efforts to determine the loan type, features, and lender services that best meet the customer's needs, and to find the best wholesale price for that loan.
When directed by the customer, We will lock the terms (rate, points, and other major features) of the loan, and will provide a copy of the written confirmation of the rate lock.
If a customer elects to float the rate/points, we will provide the customer the best rate available to that customer on the day the loan is finally locked.
Equal Housing Lender |
33 Wentworth Ave E - Suite 290 |
(651) 552-3681 |
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Our services available only for properties located in Minnesota and Wisconsin. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is strictly prohibited. All images, text, and materials Copyright © 1998-2010. Metzler Enterprises, LLC. All Rights Reserved. |
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