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SECURE MN, WI, and SD Mortgage Application.  Apply On-Line 24 hours a day.

Borrowers Certification & Authorization to Release Information and Important Information About Procedures For Opening A New Mortgage Loan Account

By submitting, I agree that I have read, and understand the above disclosures.
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mortgage loans for properties located in MN, WI, and SD

Filling out the online application should take only about 10 minutes.
Completing the application does not obligate you to anything.
This is a SECURE form, which means your information will be encrypted before being transmitted to us.

We DO NOT offer mortgage loans with the following criteria:
Credit score BELOW 620 (middle score)
Foreclosure less than 3-years since Sheriff Sale
Bankruptcy Ch 7 less than 2-years since discharge
Fannie Mae HARP Refinance with a LTV over 175%
Freddie Mac HARP Refinance with a LTV over 125%
No Income, No Doc, or Stated Income loans

If you have any question while filling out this form, please contact us at (651) 552-3681 or click the LIVE Loan Officer link if available.

Please answer every question to the best of your ability. Each question is important to making our approval decision. If you do not have all the information on hand, or are not sure how to answer a question or do not have enough time, don't worry. Submit whatever information you have; we can collect the rest by phone or in person. We will NOT receive your application until you click the "Submit" button at the end.

You may withdraw your loan request at any time. Once we receive your electronic application, a loan officer will contact you to review your application. We will not begin full processing your application without your express permission. You must speak directly with your loan officer to "lock-in" an interest rate and authorize the processing of your loan. This policy is for your benefit and satisfaction.

In accordance with The Privacy of Consumer Financial Information Act, we understands that any information given by the customer for home mortgage application purposes will be used only for loan approval. Any personal information given on this web site will not be re-distributed or sold in any manner whatsoever.  Your personal information is secure and confidential and will only be used in connection with your loan request. We never sell, rent, share or provide your personal information to outside parties for any marketing purpose. We are committed to protecting your privacy.

Nationwide Mortgage Licensing System # 225504, Branch # 387944 Originator NMLS # 274132, MN License # MN-MLO-274132, WI License # 11418, SD Lic# MLO.03095

  Equal Housing Lender

Policies, Procedures, Disclaimers

33 Wentworth Ave E - Suite 290
St Paul, MN 55118

(651) 552-3681  

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Our services available only for properties located in Minnesota, Wisconsin, and South Dakota. Licensed as Mortgages Unlimited, Inc. NMLS # 225504. Joe Metzler NMLS # 274132. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is strictly prohibited.  All images, text, and materials © 1998 - 2017 Joe Metzler. This is the private web site of Joe Metzler, NMLS #274132. All Rights Reserved.