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    Today’s Mortgage Interest Rates

    What are today’s mortgage interest rates is probably our most common question. Mortgage Interest Rates listed below are provided by a third party, and reflect national average mortgage interest rates with standard 1% loan origination for the best case clients.

    Your actual interest rate may vary based on your personal situation, loan type, credit scores, and closing cost choices. Lower rates available by paying discount points (higher closing costs). Lower closing costs available by taking a higher interest rate. Rates below reflect PURCHASE loan interest rates, refinance rates tend to run higher.

    The ONLY WAY to get a guaranteed rate is with a full and complete application. But by answering some basic questions, our fully reviewed by a Loan Officer “Quick Quote” system is very accurate in most cases.

    Current National Mortgage Interest Rate Averages as of Sat 21 June 2025

    Get a personalized mortgage interest rate and closing cost quote based on your exact situation.

    No Obligations. No Credit Check, No SSN needed. Just accurate quotes based on your personal situation.

    Purchase Loan Rate Quote Refinance Rate Quote

    Rates above are national average rates provided by a third party web site. Rates provided here as a reference to where averages rates are trending, not necessarily what you would qualify for with Cambria Mortgage.

    This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Rates, points and programs are subject to change without notice and cannot be guaranteed. This is not a guaranty of loan approval. The information here may not be up-to-date and may no longer be accurate.  Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report.

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