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    Home Purchase - Home Refinance
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  • What is a Mortgage Recast?

    What is a Mortgage Recast? Minneapolis, MN: Here in Minnesota where I am based, when you hear 'recast', you might think about casting a line for a big walleye, but actually, a mortgage recast is a little know tool that can allow you to potentially [...]

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    How to buy a Minnesota home with $1000

    St Paul, MN: YES, it is possible!  Learn how to buy a home in Minnesota with as little as $1000. Information on a Minnesota first time home buyer program using down payment assistance, and how use can use these programs to purchase your [...]

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    Life is better at the lake

    Life is better at the lake! That is why Cambria Mortgage is so proud to offer our Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota clients awesome financing for buying a second home or vacation property! We all know life is better at [...]

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    Joe Metzler, named 2021 Super Mortgage Professional

    Joe Metzler, named 2021 Super Mortgage Professional The members of the 2021 list of Super Mortgage Professionals™ have been identified and have been published in the November issues of Minneapolis. St. Paul Magazine and Twin Cities Business [...]

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    3 Reasons People Mistakenly Don't Refinance When they Should

    3 Reasons People Mistakenly Don't Refinance When they Should Minneapolis, MN: Mortgage interest rates have been amazingly low the past 6 months, and according to a major data firm,  over 18 million people could benefit from a mortgage refinance, [...]

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    Cash out refinancing can help

    Cash is king, and it always has been. 👑 Unfortunately, it’s not always easy to come up with a little extra for projects and goals. But here's a secret: A home mortgage can help you get the cash you need. It’s called a Cash-Out [...]

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    Are there no closing cost refinance loans?

    The term "no closing costs refinance loans" is a bit of a misnomer. There is no such thing as a no closing cost loan. All loans have closing costs, but you have options on how to pay them. The vast majority of people doing a mortgage refinance [...]

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    Gift for down payment on 2nd home / Vacation home

    Buying a second home is something many of us dream about.  From  the ocean front condo to the lake home. Financing that dream is rather simple to understand for most people, that being that you simply need at least 10% for down payment, and can [...]

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    Proper use of forbearance

    We get it, these are challenging time, and with reduction in hours, and job loss, making your house payment can be a challenge. As part of the CARE ACT, the government has forced lenders to offer forbearance to anyone who asks WITHOUT requiring [...]

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    COVID19 and mortgage forbearance

    First, I hope this finds you and your family well. 2020 will go down as one of the craziest times... EVER. Virus, social distancing, no school, job loss, and new ways that we have to conduct everyday life. In my world of mortgages, we are also [...]

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