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Spring is in the air. Do you know what else is in the air? Talk of low interest rates. If you haven’t caught wind that interest rates are historically low consider yourself an anomaly. Mortgage interest rates have continued to hover near all time [...]
Thinking of refinancing? Been contacted by your current lender? Your current lender sounds like a logical choice to refinance. Many people believe that "because they know you" that somehow the current lender can refinance you quicker, cheaper, [...]
Minneapolis, MN: The economic recovery is in jeopardy due to the lack of consumer spending caused by corona virus lockdowns, lack of travel, fear, lack of getting together with family, closing of stores, losing of jobs, etc. This couldn't come at a[...]
Minneapolis, MN: Mortgage interest rates have been amazingly low the past 6 months, and according to a major data firm, over 18 million people could benefit from a mortgage refinance, and cut an average of $304 a month off their current mortgage [...]
Thinking of buying your first rental property? Looking back historically, most wealth in this country has been obtained though real estate, so there is plenty of good reason for you to buy real estate too. There are many considerations when [...]
Mortgage rates return to record low The benchmark 30-year fixed rate mortgage averaged 2.81% percent with an average 0.6 points / origination for the week ending October 15, 2020, down from last week when it averaged 2.87%, according to the weekly [...]
Minneapolis, MN: The news is screaming FED LOWERED INTEREST RATES TO ZERO in response to the COVID-19 virus outbreak. That sounds great, but it is extremely important that consumers read and understand that THE FED DID NOT JUST CUT YOUR MORTGAGE [...]
Minneapolis / St Paul, MN: The economy is doing great, and mortgage interest rates are at, or hovering just slightly above all time lows, which has many people thinking of refinancing. Most, but not everyone has a great interest rate, but do you[...]
Minneapolis, MN: It looks like 2019 will go down in the record books as one of the best years for stocks in the past decade, yet mortgage rates still remained low (which isn't how it usually goes). What's in store for 2020 then? Well, we can only [...]
Yesterday, the Federal Reserve cut it's benchmark interest rate by 0.25%, making the third cut in 2019. This cut only effects the short-term rate it controls, which influences many loans, but does not directly effect most loans. For instance, [...]
Equal Housing Lender, Cambria Mortgage NMLS# 322798. We lend in: Minnesota, Wisconsin, Iowa, Colorado, Florida, North Dakota, South Dakota, and Texas. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Not all programs available in all states. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2021, Joe Metzler, NMLS 274132
