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  • Real Estate - Then vs Now

    Minneapolis, MN: Is it still a good time to buy a house? YES. While the real estate market changed dramatically in 2020 in response to COVID, & has changed dramatically again in 2022 in response to inflation Here we see Senior Loan Officer Joe [...]

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    3 Reasons People Mistakenly Don't Refinance When they Should

    3 Reasons People Mistakenly Don't Refinance When they Should Minneapolis, MN: Mortgage interest rates have been amazingly low the past 6 months, and according to a major data firm,  over 18 million people could benefit from a mortgage refinance, [...]

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    No closing cost mortgage. Should I get one?

    Minneapolis, MN: We all know closing costs can be pretty expensive when getting a home mortgage loan.  You may have also seen advertisements for no closing costs, and no lender fee loans, and wondered how it all works. Read more, as I shed the [...]

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    Should you refinance your mortgage?

    Should You Refinance Your Mortgage? You've been a happy homeowner for awhile now. Just like making the big decision to buy a home, it may be time for another big decision: should you refinance your mortgage? Refinancing your mortgage sounds [...]

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    How to save on closing costs

    When buying a home, you have two major costs, down payment and closing costs.  Everyone understands down payment, but closing costs confuse many people, and they can be pretty expensive. So what are closing costs? Closing costs are the fees for [...]

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    3 reasons people stubbornly refuse to refinance

    Minneapolis, MN: Mortgage interest rates have been amazingly low the past 6 months, and according to a major data firm,  over 18 million people could benefit from a mortgage refinance, and cut an average of $304 a month off their current mortgage [...]

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    Are there no closing cost refinance loans?

    The term "no closing costs refinance loans" is a bit of a misnomer. There is no such thing as a no closing cost loan. All loans have closing costs, but you have options on how to pay them. The vast majority of people doing a mortgage refinance [...]

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