Minnesotans have nations highest credit scores.
According to a survey by credit agency Experian, the highest average credit scores for both sexes are found in Minnesota, where men score 703 and women score 710, out of a range of 300 to 850. The numbers reveals Minneapolis is home to the men with the highest average scores, at 705 in the nation. Women in Green Bay, Wis., do even better, with an average score of 709.
Average scores nationwide for men is 670, and for women 675. A full 1/4th of people fall in the 600 to 699 range, with the higher 600 scores being considered average, and the lower 600 scores being considered poor.
Nevada has the lowest men’s score average at just 645, while the lowest for women is Mississippi with a 640 average score.
Many factors determine your credit score, with the biggest one being payment history. Learn more about what makes your credit score. The score needed to get a mortgage loan, or getting a mortgage loan with a credit score below 640 is very difficult, and getting a loan with a score below 620 is virtually impossible, regardless of what you may read.