About Joe

Joe Metzler, MLO, MMS
Licensed Mortgage Loan Originator (NMLS# 274132)
651-552-3681
33 Wentworth Ave E, Saint Paul, MN 55118

Let’s face it. Financing a home can be overwhelming, even for the most seasoned homeowner. The success of your transaction has little to do with the company you contact, and everything to do with the loan officer you are entrusting to handle the largest financial transaction of your life.

Joe Metzler is a nationally known mortgage expert, with over 20-years lending experience, he has personally closed over 2,500 mortgage transactions totaling near $1 Billion in production. Locally, Joe has been named the Minnesota Mortgage Associations coveted State of Minnesota 2014 Loan Officer of the Year, and has been recognized nationally will multiple year awards as a Top 300 in the nation Loan Officer. He has written many articles on mortgage loans for numerous industry publications and web sites including Bankrate.com. Joe has also taught classes for Loan Officers, Realtors, and first time home buyers.  Joe has appeared on multiple radio stations, TV stations, and articles as the mortgage expert. With each customer’s desires and goals his top priority, Joe Metzler is ready to assist with all your financing needs!.

Awards and Recognitions

  • 2018 – Top 300 Loan Officer in the Nation (Origination News)
  • 2018 – Super Mortgage Professional (Twin Cities Business Magazine)
  • 2016 – Top 300 Loan Officer in the Nation (Origination News)
  • 2015 – Top 100 Loan Officer in the Nation (Origination News)
  • 2014 – Minnesota Loan officer of the Year (Minnesota Mortgage Association)
  • 2011 – Top 40 Mortgage Professionals to Watch (NMPM)
  • 2010 – Top 150 Loan Officers in the Nation based on Dollar Volume (Origination News)

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Who are you working with?

With 20 plus years experience, thousands of closed loans, and a 98% post closing satisfaction rating. This is what you are looking for, this is what you deserve!

Joe is an Certified MMS (Minnesota Mortgage Specialist). Currently less than 1% of Loan Officer’s in Minnesota have completed the requirements to earn their MMS designation! This designation is given by the Minnesota Mortgage Association to mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MMA.

Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School.

With dozens of competing lenders and mortgage programs to choose from in an industry that depends on quality and service, Joe can’t afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors. Once you meet Joe, it’s easy to see why he is a successful loan officer. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.

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Who is handling YOUR largest financial transaction.

Did you know that 80% of all Loan Officers are NOT licensed? Learn how to verify you are working with a licensed Loan Officer by reading this blog post.

Having helped Realtors and Builders successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service… Service you can depend on!

Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, Joe has seen your situation before, and HE CAN HELP!

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Licensed for 1-4 unit homes in MN, WI, and SD


Joseph Metzler on Zillow  Joe Metzler


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