Mortgage company in MN, WIMortgages Unlimited, Inc - Joe Metzler Team
33 Wentworth Ave E - Suite 290, St. Paul, MN 55118. NMLS #225504

Refinancing Your Home Mortgage Application
Apply over the phone or in person: Call (651) 552-3681

Mobile Phone Formatted Application

Borrower Basic Information  * = Required Information
 

Filling out the online application should take only about 10 minutes. Completing the application does not obligate you to anything. This is a secure form, which means your information will be encrypted before being transmitted to us. If you have any question while filling out this form, please contact us at (651) 552-3681 or click the LIVE Loan Officer link if available.

Get the attention you deserve. After completion of the application, you'll talk to real humans, not computers.

Your FULL Name (First, MI, Last) *
Is there a co-borrower? No  Yes
  If yes, co-borrower name
Email address *
Best Phone # *   Home or Cell
2nd best phone #
Home or Cell
* Work Phone # REQUIRED - put n/a if no job
Current Address *  
  City
  State   Zip  
How long have you lived here years months
Do you currently
Old Address
(if at current less than 2 years)
Address
  City
  State Zip
  Did you .
  How long did you live there years months
Date of Birth (format mo/da/year) Required
Social Security Number Required
Marital Status
Years of Schooling
Any dependents? No  Yes
  If yes, how many? . Their Ages?
Are you U.S. Military?
Credit  
Credit Score?
Bankruptcy? Ever File Bankruptcy?
   If Yes, How long discharged? Years
Foreclosure Ever have a foreclosure?
  If Yes, How long ago? Years
   

Borrower Employment

Employer
Address
  City
  State Zip
Position/Title with Company
Time with Current Employer Years Months
How long in this line of work? Years
Are you self employed?
Former Employer (if less than 2 years with current employer)
Employer
  Address
  City
  State Zip
Employement dates You worked there from when to when mo /yr
  until mo / yr
  Old Income , per
  Former Position/Title
   

Contacting You

We usually attempt to contact you between 10:00 AM & 6:00 PM Monday - Friday.
If we are unable to contact you during this time frame, it could delay your application.
Daytime Contact at
   

Basic NEW Loan Desired Information

Purpose of loan
Type of Loan (Fixed, ARM, FHA, etc) 
Amortization Term: 10-yr to 30-yr available
Estimate Loan Amount Needed $
Property will be our
How to pay closing costs?
I am
   

Existing Loan Information?

Your Current Monthly Payment is: $
  Does this include escrows? YES  NO
Your Current Interest Rate? %.
Current Mortgage Company Name?
Escrow for taxes & Insurance on NEW loan? YES NO
Who owns your mortgage? Check Fannie Mae   Check Freddie Mac
Current Escrows: Property Taxes $.
  Homeowners Insurance $
About this property? Year purchased? .
  What was the original cost? $
Today's Estimated Value $
Estimated Remaining Balance $
Do you have PMI on your loan? YES NO 
Have a 2nd Mortgage/Equity Loan?  YES NO
  If yes, how much do you still owe?
Keep or consolidate 2nd mortgage? Keep Consolidate
   

Subject Property Information:

The Home you are refinancing
Same as mailing address? Yes
If different than home address
Address:
  City
  State Zip (we lend in MN, WI, and SD only)
 

 

Monthly Income:

Gross Monthly Income (Pre-Tax)
Base Income $ per
Overtime
Bonuses
Commissions
Dividends/Interest
Net Rental Income
Other (Child Support, Social Security, Pension, etc)
Explain "other" Income
   

Current Housing Costs:

Rent $
First Mortgage Payment $
  If taxes and insurance separate, list below
  Hazard Insurance $ Property Taxes $
  PMI Homeowner Assn. Dues
Second Mortgage Payment (P/I)
   

Assets: (Include all Applicants)

(includes checking, savings, stocks, mutual funds, etc.) (Include all Applicants Assets)
Bank Account 1 balance $ Name of Bank
Account 2 balance $ Name of Bank
Account 3 balance $ Name of Bank
All additional accounts $
Stocks and Bonds $ Name of Bank
401(k)/Retirement balance $
Net Worth of Businesses Owned $
Automobiles Owned 1 Yr/Make. Estimated Value $
Automobiles Owned 2 Yr/Make. Estimated Value $
   

Liabilities:

Who do you owe? (Include all Applicants debts)
Current 1st Mortgage Co
 or Landlord Name
. Monthly payment
Current 2nd Mortgage Co . Monthly payment

Alimony/Child Support

$ month
All other debts of ALL applicants (car loans, credit cards, student loans, etc) List only minimum required monthly payments
  $month
  Total unpaid balance(s) $
   

Own Other Properties:

Own any other property NO YES
Property 1 address
  City
  St Zip
Estimated Value $
Still Owe $
2nd home or rental? 2nd home   Rental
  What do you receive in rent? $
 
Property 2 address
  City
   St Zip
Estimated Value $
Still Owe $
2nd home or rental 2nd home   Rental
  What do you receive in rent? $

Declarations:

A. Are there any outstanding judgments against you?
B. Have you been declared bankrupt within the past 7 years?
C. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
D. Are you a party to a lawsuit?
E. Have you directly or indirectly been obliged on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure or judgment?
F. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
G. Are you obligated to pay alimony, child support, or separate maintenance?
H. Is any part of the down payment borrowed?
I. Are you a co-maker or endorser on a note?
J. Are you a U.S. citizen?
K. Are you a permanent resident alien?
l. Do you intend to occupy the property as your primary residence?
M. Have you had an ownership interest in a property in the last three years?
(1.) What type of property did you own Principle residence (PR), second home (SH), or investment property (IP)?
(2.) How did you hold title to the home - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?
   

Government:

Information for Government Lender Monitoring purposes
 I do not wish to answer
Race
Ethnicity: NOT Hispanic or Latino
  Hispanic or Latino
Gender Male  Female
   

Other Information:

Please write in any other information you feel is important to us making our decision, or answers to any YES questions in the declarations section.
 
How did you find out about us  
This help's keep our advertising dollar effective, therefore reducing YOUR closing costs!
   

Finish:

 

Borrowers Certification & Authorization to Release Information and Important Information About Procedures For Opening A New Mortgage Loan Account

By submitting, I agree that I have read, and understand the above disclosures.

 

In accordance with The Privacy of Consumer Financial Information Act, we understands that any information given by the customer for home mortgage application purposes will be used only for loan approval. Any personal information given on this web site will not be re-distributed or sold in any manner whatsoever.  Your personal information is secure and confidential and will only be used in connection with your loan request. We never sell, rent, share or provide your personal information to outside parties for any marketing purpose. We are committed to protecting your privacy.

1998 - 2017 Joe Metzler - Licensed as Mortgages Unlimited, Inc. NMLS # 205504.
Originator is Joe Metzler  NMLS # 274132.