We provide home mortgage loans only for properties located in MN, WIMortgages Unlimited, Inc - Joe Metzler Team
33 Wentworth Ave E - Suite 290, West St. Paul, MN 55118. NMLS #225504

USDA Loan Application (651) 552-3681

Borrower Basic Information 

 * = Required Information

  Filling out the online application should take only about 10 minutes. Completing the application does not obligate you to anything. This is a secure form, which means your information will be encrypted before being transmitted to us. If you have any question while filling out this form, please contact us at (651) 552-3681 or click the LIVE Loan Officer link if available.
Full Legal Name * (first, middle, last)
Is there a co-borrower? No  Yes
  If yes, co-borrower name
Email address *
Best Phone # *   Home or Cell
2nd best phone # Home or Cell
Current Address *
  State   Zip  
How long have you lived here years months
Do you currently
Old Address (if at current less than 2 years)
  State Zip
  Did you .
  How long did you live there years months
Birthdate Required
Social Security Number Required
Marital Status
Years of Schooling
Any dependents? No  Yes.
  If yes, how many? . Ages
Your Credit
Estimated Score
Bankruptcy? Ever File Bankruptcy?
  If Yes, How long discharged? Years
Foreclosure? Ever Have A Foreclosure?
  If Yes, How long ago? Years

Borrower Employment

  State Zip
Position/Title with Company
Time with Current Employer Years Months
Work Phone # (REQUIRED for verification of employment)
How long in this line of work? Years
Are you self employed?
Former Employer (if less than 2 years with current employer)
  State Zip
  You worked there from when to when mo /yr
  until mo / yr
  Old Income , per
  Former Position/Title

Contacting You

We usually attempt to contact you between 10:00 AM & 6:00 PM Monday - Friday. If we are unable to contact you during this time frame, it could delay your application.
Daytime Contact at

Basic Loan Information

Estimate Loan Amount Needed $
I applying today for
Estimated Closing Time

Purchasing a home?

What is the Purchase Price? (estimate if pre-approval)
Down Payment %
Amount of Down Payment $
Source of Down Payment:
Property Taxes on New Home? $ (if known)
Are you working with a Realtor?   Yes, info below No Realtor yet
Realtors Info: Name Ph#

Subject Property Information: Please provide property address if known

  State Zip (we lend in MN, WI, and SD only)


Monthly Income:

List Gross Income (Pre-Tax)
Base Income $ per
Overtime $
Bonuses $
Commissions $
Dividends/Interest $
Net Rental Income $
Other income $ (Child Support, Social Security, Pension, etc)
  Explain "other" Income
USDA calculates HOUSEHOLD income when determining eligibility.
  Are there any other adult who will be living in the home who have income AND who are NOT on the loan application ? Yes  
  If yes, please give a brief description. Example: My wife will be living there and she makes $50,000 a year, but has bad credit so she will not be on the application.  My 19yr old daughter will live there, and he made $3000 last year at McDonalds

Current Housing Costs::

Rent $
First Mortgage Payment $
  If paid separately, enter
  Hazard Insurance $ Property Taxes $
  Homeowner Assn Dues
Second Mortgage Payment (P/I) $

Assets: (Include all Applicants)

(includes checking, savings, stocks, mutual funds, etc.) (Include all Applicants Assets)
Account 1 $ Name of Bank
Account 2 $ Name of Bank
Account 3 $ Name of Bank
All additional accounts $
Stocks and Bonds $ Name of Bank
401(k)/Retirement $
Net Worth of Businesses Owned $
Automobiles Owned 1 Yr/Make. Estimated Vale $
Automobiles Owned 2 Yr/Make. Estimated Vale $

Liabilities: Who do you owe? (Include all Applicants debts)

Current 1st Mortgage
 or Landlord Name
  Monthly payment $
Current 2nd Mortgage .
  Monthly payment $

Alimony/Child Support

$ per month
List All other debts of ALL applicants (car loans, credit cards, student loans, etc)
List only minimum required monthly payments
Monthly Payments $
Total of all Balances $

Own Any Other Properties?

Own any other property NO YES


Property 1 address
  St Zip
2nd home or rental 2nd home Rental
Payment $
Est Value $
Rent received $ if applicable
Property 2 address
  St Zip
2nd home or rental 2nd home Rental
Est value $
Rent received $ if applicable


A. Are there any outstanding judgments against you?
B. Have you been declared bankrupt within the past 7 years?
C. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
D. Are you a party to a lawsuit?
E. Have you directly or indirectly been obliged on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure or judgment?
F. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
G. Are you obligated to pay alimony, child support, or separate maintenance?
H. Is any part of the down payment borrowed?
I. Are you a co-maker or endorser on a note?
J. Are you a U.S. citizen?
K. Are you a permanent resident alien?
l. Do you intend to occupy the property as your primary residence?
M. Have you had an ownership interest in a property in the last three years?
(1.) What type of property did you own Principle residence (PR), second home (SH), or investment property (IP)?
(2.) How did you hold title to the home - solely by yourself (S), jointly with your spouse (SP), or jointly with another person (O)?


Information for Government Lender Monitoring purposes
 I do not wish to answer
Ethnicity: NOT Hispanic or Latino
  Hispanic or Latino
Gender Male  Female

Other Information:

Please write in any other information you feel is important to us making our decision, or answers to any YES questions in the declarations section.
How did you find out about us  
  This help's keep our advertising dollar effective, therefore reducing YOUR closing costs!



Borrowers Certification & Authorization to Release Information and Important Information About Procedures For Opening A New Mortgage Loan Account

By submitting, I agree that I have read, and understand the above disclosures.


In accordance with The Privacy of Consumer Financial Information Act, we understands that any information given by the customer for home mortgage application purposes will be used only for loan approval. Any personal information given on this web site will not be re-distributed or sold in any manner whatsoever.  Your personal information is secure and confidential and will only be used in connection with your loan request. We never sell, rent, share or provide your personal information to outside parties for any marketing purpose. We are committed to protecting your privacy.

1998 - 2018 Joe Metzler - Licensed as Mortgages Unlimited, Inc. NMLS # 205504.
Originator is Joe Metzler  NMLS # 274132.