How Can I Help You?

Finding a Loan Officer who provides top notch personal service to get mortgages financed and closed quickly is easy if you are looking in the right spot.

LOOK NO FURTHER! The Metzler Group has the experience that you need. As leader in the industry, Joe is a Certified Minnesota Mortgage Specialist (MMS), a Certified Home Ownership Accelerator Specialist, a founding member of the Up-front Mortgage Brokers Association (UMB), and Vice-President of Great Rivers Mortgage. Joe Metzler is also a 1998 graduate of the Residential Mortgage Lending School, a member of the National Association of Mortgage Brokers, and the Minnesota Mortgage Association. He is also a Preferred Lender with the Home Buyers Scouting report.

WHAT THE METZLER GROUP CAN OFFER YOU AND YOUR STAFF:

·   In-House Originating, Processing, and Underwriting.
·   More qualified leads from us = more income to you
·   Prompt return of pages and messages
·  Weekly updates on all loans in process to all Sales Associates
·  Automatic computerized "Loan Status Reports" on the customers loan progress
·  Point of Sale Approvals via Laptop Computers
·  Wide range of loans - Including FHA, VA, MHFA, and most grant and bond programs - we are NOT limited to the single offerings of one bank, like you get with the typical in-house lender or big bank. We offer the products of multiple institutions nationwide, giving you and your customers the best financing opportunities
·  An Entire Team of Professionals Dedicated to Delivering the Service You Need and the Value Your Customers Deserve

 “My top priority is to be the best service oriented loan officer in the business.”

·  Computerized database management of your prospects and joint mail outs for all prospective leads
·  Closing package delivered to title company a couple of days before closing of original date of closing. We even review the closing statement with each and every borrower BEFORE closing so there are no surprises.
·   I will handle all the details from application to closing. You will have only one number to remember and one person to talk to!

What We Can Offer the Borrower

·  In House Originating, Processing, and Underwriting of their Loans– This provides the easiest, most cost effective, and hassle-free mortgage available on the market today.
·  Point of sale approvals via laptop computers
·  Weekly Status Reports on the process of their loans
·  Automatic computerized "Loan Status Reports"
·  The amazing "Total Cost Analysis" to always guarantee the best rate and cost package.
·  Guaranteed IN WRITING Best Rate and Cost Combination
·  Written Satisfaction Guarantee
·  Great Rates through a wide range of lenders as both BANKER and BROKER
·  Wide range of loans - Including FHA, VA, MHFA, and most grant and bond programs - we are NOT limited to the single offerings of one bank, like you get with the typical in-house lender or big bank. We offer the products of multiple institutions nationwide, giving you and your customers the best financing opportunities
·  Virtually hundreds of loan programs to choose from– Even Commercial Loans!
·  Long term rate locks
·  We review the closing statement prior to closing with the borrower- so you don't have to
·  Each borrower has their own personal mortgage consultant to guide them through the mortgage process from start to finish

The Metzler Mortgage Group at Mortgages Unlimited is well situated to take advantage of the tremendous market that will exist in the Real Estate Industry during the 21st Century. It will be an exciting time with many changes ahead of us, but we have made a name by staying on the cutting edge of technology and offering more innovative loan products than any mortgage banker of its time. Our promise to you is that as the industry changes and new programs are brought forth, we will be right there.

Are You Really Getting The Service You Deserve?
 We Deliver Buyers to You!!! - How Cool Is That?

We spend a huge amount of money to acquire fully pre-approved buyers. We are not Realtors, so we need to pass them along to our "partners". Is that you? Part of that process is being a Preferred Lender with the Home Buyer Scouting Report. What is that you ask?

Give me 10-minutes in your office to explain how FOR FREE I can DOUBLE YOUR VOLUME - Even in today's market. How nice would that be?

Are you tired of losing deals because you don't have the time or staff to follow up?
We understand and We Can Help You.

That is why we have developed a breakthrough follow up system guaranteed to increase your income and give you the time to do what you do best- sell homes. It is a very simple process. You provide us with your fresh leads that you don't have time to follow up with and we'll return that person to you as a pre-approved buyer who can't wait for you to find them a home. We do not care where the lead came from, (newspaper ad, open house, ad call, past customer referral, 1-800 number or current customer referral), we will take the time to pre-qualify that lead, get them prepared to purchase a home, and then approve them to buy it. Once we are through, we will contact you and you are then armed with all the necessary information you need; how much home they can afford, loan program approved for, maximum down payment, and interest rate.

This is a proven system for maximizing your efforts and time. It has proven especially useful for those clients that may have some credit issues to clear up before they can purchase a home. We take them through the process of cleaning up their credit, then we get them pre-approved to buy a home. We will then contact you to take them out and find the home of their dreams. You will have given me a client that could not purchase a home, and I will return them to you as someone who can. Best of all, there is no charge for this service. So, not only will you be saving yourself, you’ll be saving your client money too. Give me a call today and we’ll get started!

Are You Really Getting The Service You Deserve?
We Deliver Quick VALID Approvals!!!

“How much time do we waste waiting?”

Waiting, especially for loan approvals, is one of our industry's largest pitfalls. We waste the most valuable asset we have every time we choose to spend months, weeks, or days approving a loan. It is for this very reason we have streamlined the approval process down to its most efficient essentials. Our approvals are done in minutes ensuring  plenty of time to react to all unforeseen events. No one is caught out in the cold. If the choice is between hours or minutes, the choice is clear. Why frustrate your customers and clients? Our quick approval program is another example of our commitment to assist you in reaching new levels of achievement in the real estate profession.

Are You Really Getting  The Service You Deserve?
Why Waste Days Waiting When You Can Know in Hours!
We Deliver Detailed E-Mail Loan Status Reports!!!

·  There's nothing worse than not knowing:
·  Not knowing about credit problems...
·  Not knowing about appraisal problems...
·  Not knowing about closing conditions and on, and on, and on.

We Let You Know The Whole Way Through!

We provide E-Mail Loan Status Reports every week, to all agents, on all loans. This means no last minute surprises prior to closing. Your purchasers benefit. Everyone benefits. Open lines of communication are at the foundation of all effective relationships and without this commitment to excel we would be just another mortgage company. And that is quite simply, not the case.

Why Waste Time  Chasing Your Loan  Officer?
Go Out and Sell More Homes!!!

 Are You Really Getting The Service You Deserve?
We Deliver "Mortgage Market Guide” Weekly E-Newsletter

“Don't have time to read the paper?”

We have a FREE solution for you. For over 15 years now, the Metzler Group has worked to establish his name as a first class mortgage banker. Joe has done so with a no-nonsense attitude toward customer service, unsurpassed knowledge of the mortgage industry, cutting edge technology, and good old fashioned hard work. These ideas have helped him to grow and flourish while many others have passed by the way-side. However, one of the reasons for his success and longevity may surprise you, "the nearly world famous tip of the week." As a continuing service to his clients he sends out a E-Mail weekly newsletter usually dealing with the most up to date mortgage or real estate news. From time to time he may cover a human interest story that relates to success in any field or maybe an inspiring person that has done something against all odds. Some of these stories may teach you, inspire you, make your heart stop, or bring a tear to your eye. What he guarantees they won't do is bore you. With this one page newsletter you will receive the practical information you need to make you sound like a one stop source for "the inside word" on real estate. The rates for the weekend are also included for your quoting pleasure. Subscribe today and you will begin to see that we are truly "the next level in mortgage service."

More Kinds of Borrowers
More Business For You!!!