LOW Down
Payment,
ZERO Down, City, County, State Assistance
and 100%
Financing programs!
It
is the dream of everyone to own their own home. Many
potential home buyers have the income and credit to
qualify for a mortgage. However, many of them lack the
one essential ingredient to make homeownership a reality;
the up-front money needed for down payment and closing
costs.
Gone are the days
when the home buyers needed to scrape together 20 percent
of the home's purchase price for a down payment. Today,
the average buyer puts less than 6 percent down at the time of closing, according to figures compiled
by the National Association of Realtors®.
HOW?
There are so MANY different programs designed to put
you in a home with little or no out of pocket costs. Some allow
you to buy a home with NO Down Payment, PLUS allow you to finance
most, if not all, of your closing costs in one loan at great
interest rates! Some allow for as little as $500.00 out of pocket
costs. Some allow your down payment (as little as 2.5%) to be a
GIFT (from a relative, friend, employer, or community program),
to be financed, or even borrowed.
|
We have closing cost assistance programs
that are a bona
fide gift to homebuyers. There is no
obligation to the homebuyer to ever pay it back! These include all the
popular city, county, and state assistance programs!
We also
one of a very small select group of lenders to provide Minnesota's
MHFA
program |
That's
right... NO down payment & NO out-of-pocket closing
costs on many different programs, including:
- My
Community Mortgage, Home Possible,
MHFA (both MMP
and CASA)
- City, county, and
state, bond down payment and closing cost assistance
-
VA
loans are a great deal
for veterans. No down payment required!
-
FHA is probably the most popular minimum down, easy to
qualify program. FHA programs allow for "down payments"
of only 2.25%, but because of closing costs, they want you to
contribute a minimum of 3% into the deal. The seller can (and
usually does) pay the remaining costs. The best part is that the
entire 3% can be a GIFT from relatives or any number of city, county, and state
assistance programs.
- and more
Now you
have no reason NOT to buy!
THE BOTTOM
LINE:
Whatever your situation, if you want to buy a home, we probably
have a program that will work for you. Call us to discuss your
options. There are no costs or obligations, plus we'll give you a
FREE credit report.
You'll never know if you don't call,
so call right now!
|
Fill out our easy
Online Loan
Application |
 Email
Us |
 |
Joe Metzler,
MMS,
UMB
Senior Mortgage Banker
971 Sibley Memorial Hwy (Hwy 13)
Saint Paul, MN 55118
Phone (651) 552-3681
Map
Cell (651) 592-4460
Fax (651) 994-6425 |
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|
|
 Equal
Housing Lender - Our
services available only for properties located in
Minnesota, Wisconsin, and Florida.
PLEASE DO NOT KEEP US A SECRET from your FRIENDS.
Licensed as Great Rivers
Mortgage, LLC and Mortgages Unlimited, Inc.
As a
Lenders One partner, we are part of the 9th
Largest Retail Mortgage Originators in the country. We
were recently ranked as 8th largest in Minnesota, by
Minneapolis/St. Paul Business Journal.
Any use or duplication of any materials is strictly
prohibited.
All images,
text, and materials Copyright © 1998-2008. Metzler
Enterprises, LLC. All Rights Reserved. |
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